The 2023 Florida Statutes (including Special Session C)

Title XXXIII
REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS

Chapter 559
REGULATION OF TRADE, COMMERCE, AND INVESTMENTS, GENERALLY

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F.S. 559.55

559.55 Definitions.—The following terms shall, unless the context otherwise indicates, have the following meanings for the purpose of this part:

(1) “Commission” means the Financial Services Commission.

(2) “Communication” means the conveying of information regarding a debt directly or indirectly to any person through any medium.

(3) “Consumer collection agency” means any debt collector or business entity engaged in the business of soliciting consumer debts for collection or of collecting consumer debts, which debt collector or business is not expressly exempted as set forth in s. 559.553(3).

(4) “Control person” means an individual, partnership, corporation, trust, or other organization that possesses the power, directly or indirectly, to direct the management or policies of a company, whether through ownership of securities, by contract, or otherwise. The term includes, but is not limited to:

(a) A company’s executive officers, including the president, chief executive officer, chief financial officer, chief operations officer, chief legal officer, chief compliance officer, director, and other individuals having similar status or functions.

(b) For a corporation, a shareholder who, directly or indirectly, owns 10 percent or more or that has the power to vote 10 percent or more, of a class of voting securities unless the applicant is a publicly traded company.

(c) For a partnership, all general partners and limited or special partners who have contributed 10 percent or more or that have the right to receive, upon dissolution, 10 percent or more of the partnership’s capital.

(d) For a trust, each trustee.

(e) For a limited liability company, all elected managers and those members who have contributed 10 percent or more or that have the right to receive, upon dissolution, 10 percent or more of the partnership’s capital.

(5) “Creditor” means any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent that they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

(6) “Debt” or “consumer debt” means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment.

(7) “Debt collector” means any person who uses any instrumentality of commerce within this state, whether initiated from within or outside this state, in any business the principal purpose of which is the collection of debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another. The term “debt collector” includes any creditor who, in the process of collecting her or his own debts, uses any name other than her or his own which would indicate that a third person is collecting or attempting to collect such debts. The term does not include:

(a) Any officer or employee of a creditor while, in the name of the creditor, collecting debts for such creditor;

(b) Any person while acting as a debt collector for another person, both of whom are related by common ownership or affiliated by corporate control, if the person is acting as a debt collector for persons to whom it is so related or affiliated and if the principal business of such persons is not the collection of debts;

(c) Any officer or employee of any federal, state, or local governmental body to the extent that collecting or attempting to collect any debt is in the performance of her or his official duties;

(d) Any person while serving or attempting to serve legal process on any other person in connection with the judicial enforcement of any debt;

(e) Any not-for-profit organization which, at the request of consumers, performs bona fide consumer credit counseling and assists consumers in the liquidation of their debts by receiving payments from such consumers and distributing such amounts to creditors; or

(f) Any person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent that such activity is incidental to a bona fide fiduciary obligation or a bona fide escrow arrangement; concerns a debt which was originated by such person; concerns a debt which was not in default at the time it was obtained by such person; or concerns a debt obtained by such person as a secured party in a commercial credit transaction involving the creditor.

(8) “Debtor” or “consumer” means any natural person obligated or allegedly obligated to pay any debt.

(9) “Federal Fair Debt Collection Practices Act” or “Federal Act” means the federal legislation regulating fair debt collection practices, as set forth in Pub. L. No. 95-109, as amended and published in 15 U.S.C. ss. 1692 et seq.

(10) “Office” means the Office of Financial Regulation of the commission.

(11) “Out-of-state consumer debt collector” means any person whose business activities in this state involve both collecting or attempting to collect consumer debt from debtors located in this state by means of interstate communication originating from outside this state and soliciting consumer debt accounts for collection from creditors who have a business presence in this state. For purposes of this subsection, a creditor has a business presence in this state if either the creditor or an affiliate or subsidiary of the creditor has an office in this state.

History.—s. 1, ch. 72-81; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 3, 6, ch. 81-314; ss. 2, 3, ch. 81-318; ss. 1, 3, ch. 83-265; ss. 4, 13, ch. 93-275; s. 817, ch. 97-103; s. 677, ch. 2003-261; s. 1, ch. 2014-116; s. 68, ch. 2016-10.

F.S. 559.55 on Google Scholar

F.S. 559.55 on Casetext

Amendments to 559.55

Arrestable Offenses / Crimes under Fla. Stat. 559.55

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 559.55.

Annotations, Discussions, Cases:

Cases from cite.case.law:

HOLZMAN, v. MALCOLM S. GERALD ASSOCIATES, INC. LVNV LLC,, 920 F.3d 1264 (11th Cir. 2019)

. . . 1692 et seq. , and the Florida Consumer Collection Practices Act ("Florida Act"), Florida Statute § 559.55 . . . et seq. , and its state corollary, the Florida Consumer Collection Practices Act, Florida Statute § 559.55 . . .

MARCHISIO, v. CARRINGTON MORTGAGE SERVICES, LLC,, 919 F.3d 1288 (11th Cir. 2019)

. . . . § 559.55, et seq . (the "Florida Collections Act"), and breach of contract. . . .

DYCK- O NEAL, INC. v. LANHAM,, 264 So. 3d 1115 (Fla. App. Ct. 2019)

. . . . §§ 559.55 - 559.785, Fla. Stat. . . .

VERIZON WIRELESS PERSONAL COMMUNICATIONS, LP, v. BATEMAN,, 264 So. 3d 345 (Fla. App. Ct. 2019)

. . . actual debtor, but also 'any natural person ... allegedly obligated to pay any debt.' " (quoting § 559.55 . . . Section 559.55(6) defines "debt collector" as any person who uses any instrumentality of commerce within . . .

L. SHAFFER, v. SERVIS ONE, INC. d b a BSI M. P. A. LLC,, 347 F. Supp. 3d 1039 (M.D. Fla. 2018)

. . . . § 559.55 ("FCCPA"). Dkt. 24 ¶ 1. . . .

LEAR, v. SELECT PORTFOLIO SERVICING, INC., 309 F. Supp. 3d 1237 (S.D. Fla. 2018)

. . . . § 559.55 et seq. . . .

ACOSTA, v. URSULA LEHNHART REVOCABLE LIVING TRUST L. P. A. L. W., 714 F. App'x 976 (11th Cir. 2018)

. . . . § 559.55, et seq., as well as claims for breach of contract and intentional infliction of emotional . . .

LEE, v. G. MCCARTHY, Jr. d b a G. Jr, 297 F. Supp. 3d 1343 (S.D. Fla. 2017)

. . . . § 559.55. . . . Stat. § 559.55. . . .

RAY, v. NPRTO FLORIDA, LLC, d b a, 322 F. Supp. 3d 1261 (M.D. Fla. 2017)

. . . Plaintiff filed suit against Defendant for violations of the Florida Consumer Collection Practices Act, § 559.55 . . .

A. MILLER, v. GINNY S INC., 287 F. Supp. 3d 1324 (M.D. Fla. 2017)

. . . . § 559.55(8). Miller qualifies as a debtor. 1. . . .

HARRINGTON, v. ROUNDPOINT MORTGAGE SERVICING CORPORATION SFR LLC,, 290 F. Supp. 3d 1306 (M.D. Fla. 2017)

. . . . §§ 559.55-.785, Fla. Stat. . . .

CASTELLANOS, v. PORTFOLIO RECOVERY ASSOCIATES, LLC,, 297 F. Supp. 3d 1301 (S.D. Fla. 2017)

. . . . § 559.55, et seq. (the "FCCPA"), by: (1) improperly sending the Accounting directly to Mr. . . . Stat. § 559.55(8) ; Fla. . . . . § 559.55(7) ; D.E. 60 p. 4, ¶ 5(a); D.E. 1 ¶ 8; D.E. 13 ¶ 8; D.E. 1 ¶ 3; D.E. 13 ¶ 3. . . .

E. WOIDE, C. v. FEDERAL NATIONAL MORTGAGE ASSOCIATION, P. A. LLP,, 705 F. App'x 832 (11th Cir. 2017)

. . . . §§ 559.55-559.785. . . .

OWENS- BENNIEFIELD, v. NATIONSTAR MORTGAGE LLC,, 258 F. Supp. 3d 1300 (M.D. Fla. 2017)

. . . . §§ 559.55 et seq.; and Chapter 494, Fla. Stat., governing mortgage brokerage and lending. . . .

CRESPO, v. MIDLAND CREDIT MANAGEMENT, INC. a, 689 F. App'x 944 (11th Cir. 2017)

. . . . § 559.55., and the Florida Security of Communications Act, Fla. Stat. § 934.01. . . .

VALLE, v. FIRST NATIONAL COLLECTION BUREAU, INC., 252 F. Supp. 3d 1332 (S.D. Fla. 2017)

. . . . § 559.55 et seq., (“FCCPA”). This matter is before the Court on the Defendant’s Motion for . . . .

LANEY, v. SLATEN, Jr. P. L., 687 F. App'x 805 (11th Cir. 2017)

. . . . § 559.55 et seq.; the federal Fair Housing Act, 42 U.S.C. § 3601 et seq.; and the Florida Fair Housing . . .

DRAYTON, v. TOYOTA MOTOR CREDIT CORPORATION, d. b. a., 686 F. App'x 757 (11th Cir. 2017)

. . . . § 559.55 et seq. . . .

BRATCHER, v. NAVIENT SOLUTIONS, INC., 249 F. Supp. 3d 1283 (M.D. Fla. 2017)

. . . . §§ 559.55 et seq., and the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. §§ 1692 et seq., . . .

WRIGHT, A. v. DYCK- O NEAL, INC. C. P. l., 237 F. Supp. 3d 1218 (M.D. Fla. 2017)

. . . . § 559.55 et seq., in collecting on the deficiency balances. . . .

DYCK O NEAL, INC. v. WARD,, 216 So. 3d 664 (Fla. Dist. Ct. App. 2017)

. . . Section 559.715 is part of the Florida Consumer Collection Practices Act, §§ 559.55-.785 (2013) (FCCPA . . . , family, or household purposes-, whether or not such obligation has been reduced to judgment.”); § 559.55 . . .

A. AGRELO, M. v. AFFINITY MANAGEMENT SERVICES, LLC, a a a. k. a. P. A,, 841 F.3d 944 (11th Cir. 2016)

. . . . § 559.55 et seq. . . . Stat. § 559.55(6); accord 15 U.S.C. § 1692a(5). . . . Stat. § 559.55(6). . . . Stat. § 559.55(8). . . .

HOWSE, v. DIRECTV, LLC,, 221 F. Supp. 3d 1339 (M.D. Fla. 2016)

. . . . §§ 559.55-559.785, by debiting his checking account without authorization. . . .

BANK OF AMERICA, N. A. BAC LP, f k a LP, v. C. SIEFKER a k a CCM, 201 So. 3d 811 (Fla. Dist. Ct. App. 2016)

. . . consumer collection practices in Florida, to wit: the Florida Consumer Collection Practices Act, §§ 559.55 . . . Section 559.55(1), Florida Statutes (2012), defines “debt” or “consumer debt” as “any obligation or alleged . . . See § 559.55(1), Fla. Stat. (2012) (defining “debt” and “consumer debt”). . . . This definition now appears in section 559.55(6), Florida Statutes (2016). . . . .

KOZAK, v. MEDICREDIT, INC., 318 F.R.D. 684 (M.D. Fla. 2016)

. . . . § 559.55, and the Telephone Consumer Protection Act, (“TOPA”) 47 U.S.C. § 227. . . .

BANNER, v. LAW OFFICE OF DAVID J. STERN, P. A. J., 198 So. 3d 1133 (Fla. Dist. Ct. App. 2016)

. . . contended that their conduct violated both FDUTPA and the Florida Consumer Collection Practices Act, §§ 559.55 . . .

PARHAM, v. SEATTLE SERVICE BUREAU, INC. a d. b. a., 656 F. App'x 474 (11th Cir. 2016)

. . . . § 559.55(6), with 15 U.S.C. § 1692a(5). . . . Stat. § 559.55(6). . . .

DEUTSCHE BANK NATIONAL TRUST COMPANY, v. L. HAGSTROM R., 203 So. 3d 918 (Fla. Dist. Ct. App. 2016)

. . . is not a debt collector for purposes of the Florida Consumer Collections Practices Act (FCCPA), §§ 559.55 . . .

ALUIA, v. DYCK- O NEAL, INC., 205 So. 3d 768 (Fla. Dist. Ct. App. 2016)

. . . The Florida Consumer Collection Practices Act, §§ 559.55-.785, does not have a venue provision. . . .

BRAY v. PNC BANK, N. A., 196 F. Supp. 3d 1282 (M.D. Fla. 2016)

. . . . § 559.55 et seq., and the Telephone Consumer Protection Act (“TCPA”), 47 U.S.C. § 227. II. . . .

PRESCOTT, v. SETERUS, INC., 194 F. Supp. 3d 1290 (S.D. Fla. 2016)

. . . . § 559.55 et seq. (“FCCPA”). See ECF No. [1] (Complaint). . . .

TACORONTE, v. B. COHEN, P. A., 654 F. App'x 445 (11th Cir. 2016)

. . . . § 559.55-.785. . . .

TACORONTE, v. B. COHEN, P. A., 654 F. App'x 445 (11th Cir. 2016)

. . . . § 559.55-.785. . . .

L. MARTIN, v. ALLIED INTERSTATE, LLC IQOR US,, 192 F. Supp. 3d 1296 (S.D. Fla. 2016)

. . . . § '559.55(1); see also Oppenheim, 627 F.3d at 836-37. . . .

MCCASKILL, v. NAVIENT SOLUTIONS, INC., 178 F. Supp. 3d 1281 (M.D. Fla. 2016)

. . . .§ 559.55 et seq., and the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. §§ 1692, et sec[. . . . Stat. § 559.55(7). . . . Stat. § 559.55(8). Here, there is no evidence that Plaintiff was actually obligated to pay a debt. . . .

S. STRAUSS, v. CBE GROUP, INC., 173 F. Supp. 3d 1302 (S.D. Fla. 2016)

. . . Id, § 559.55(8). . . . Stat. § 559.55(1). . . .

KINLOCK, v. WELLS FARGO BANK, N. A. N. A. d. b. a. N. A. d. b. a., 636 F. App'x 785 (11th Cir. 2016)

. . . . §§ 559.55(2), (6)-(7). . . . Stat. § 559.55(7); Harris, 702 F.3d at 1302. . . . Fla Stat. § 559.55(6). . . . Stat. §§ 559.55, 559.72. . . .

HARRINGTON, v. ROUNDPOINT MORTGAGE SERVICING CORPORATION SFR LLC,, 163 F. Supp. 3d 1240 (M.D. Fla. 2016)

. . . . § 559.55 et seq. . . .

LEAHY- FERNANDEZ, v. BAYVIEW LOAN SERVICING, LLC,, 159 F. Supp. 3d 1294 (M.D. Fla. 2016)

. . . Complaint brings three counts: violation of the Florida Consumer Collections Practices Act, Section 559.55 . . .

DANIEL, v. SELECT PORTFOLIO SERVICING, LLC,, 159 F. Supp. 3d 1333 (S.D. Fla. 2016)

. . . . §§ 559.55-559.785 (“FCCPA”). [¶ 1], The Motion to Dismiss is directed toward Daniel’s FDCPA and FCCPA . . .

BRINDISE v. U. S. BANK NATIONAL ASSOCIATION,, 183 So. 3d 1215 (Fla. Dist. Ct. App. 2016)

. . . Section 559.55(6) defines “debt” or “consumer debt” as “any obligation or alleged obligation of a consumer . . . As amended in 2014, which renumbered the definition provision, without change, from section 559.55(1) . . . to 559.55(6). . . . residential foreclosure suit falls within the broad definition of “consumer debt” contained in section 559.55 . . .

PRESCOTT, v. SETERUS, INC., 635 F. App'x 640 (11th Cir. 2015)

. . . . § 559.55 et seq. We reverse and remand for further proceedings consistent with this opinion. I. . . . Stat. § 559.55(7) (same). . . .

MIRANDA v. OCWEN LOAN SERVICING, LLC,, 148 F. Supp. 3d 1349 (S.D. Fla. 2015)

. . . . §§ 559.55-559.785 (“FCCPA”). Id ¶¶ 73-80. . . .

MEARS, v. LVNV FUNDING, LLC, a G. M. v. LVNV LLC, a v. LVNV LLC, a v. LVNV LLC, a, 541 B.R. 899 (M.D. Fla. 2015)

. . . . §§ 559.55-559.785. . . .

BOHRINGER, v. BAYVIEW LOAN SERVICING, LLC,, 141 F. Supp. 3d 1229 (S.D. Fla. 2015)

. . . against Bayview under the Florida Consumer Collection Practices Act (“FCCPA”), Florida Statute section 559.55 . . .

ARIANAS, v. LVNV FUNDING LLC., 132 F. Supp. 3d 1322 (M.D. Fla. 2015)

. . . . § 559.55 et seq. . . .

ROJAS, v. LAW OFFICES OF DANIEL C. CONSUEGRA, P. L. O, 142 F. Supp. 3d 1217 (M.D. Fla. 2015)

. . . 1692e for falsely representing the character, amount, or legal status of a debt (Count IV); and section 559.55 . . .

PINSON, v. ALBERTELLI LAW PARTNERS LLC, a LLC, E. PA, a, 618 F. App'x 551 (11th Cir. 2015)

. . . . §§ 559.55-.785. ' The District Court, adopting the Report and Recommendation of the Magistrate Judge . . .

MANRIQUE, v. WELLS FARGO BANK N. A. LLC,, 116 F. Supp. 3d 1320 (S.D. Fla. 2015)

. . . . §§ 559.55 et seq. . . .

BRAHAM, v. BRANCH BANKING AND TRUST COMPANY,, 170 So. 3d 844 (Fla. Dist. Ct. App. 2015)

. . . Appellant also alleged a claim under the Florida Consumer Collection Practices Act, sections 559.55-.785 . . .

IN RE RUNYAN v. LLC,, 530 B.R. 801 (Bankr. M.D. Fla. 2015)

. . . . § 559.55, Fla. Stat., etseq. . 47 U.S.C. § 227. . . . . Green Tree, as a "debt collector,” is regulated under the FCCPA. § 559.55(7), Fla. Stat. . . . .” § 559.55(6), Fla. Stat. . § 559.72(1)-(19), Fla. Stat. . Id. at § 559.72(7), (18). . . .

ROJAS, v. LAW OFFICES OF DANIEL C. CONSUEGRA, P. L. O, 142 F. Supp. 3d 1206 (M.D. Fla. 2015)

. . . . § 559.55(6). . . . Stat. § 559.55(6). . . . Stat. § 559.55(6). . . . Stat. § 559.55(6). . . . Stat. § 559.55(6). . . . .

IN RE LVNV FUNDING, LLC, TIME- BARRED PROOF OF CLAIM FAIR DEBT COLLECTION PRACTICES ACT FDCPA LITIGATION, 96 F. Supp. 3d 1376 (J.P.M.L. 2015)

. . . . § 559.55 et seq. . . .

WILLIAMS, v. EDUCATIONAL CREDIT MANAGEMENT CORPORATION, 88 F. Supp. 3d 1338 (M.D. Fla. 2015)

. . . . § 559.55 et seq. (“FCCPA”) and the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. . . . Stat. § 559.55(5), see Doc. 1 ¶ 9. . . . Stat. § 559.55(3), which was the provision that defined "creditor" at the time the Complaint was filed . . .

ARIANAS, v. LVNV FUNDING LLC., 54 F. Supp. 3d 1308 (M.D. Fla. 2014)

. . . . § 559.55 et seq., and the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681 et seq., stemming from . . .

EINHORN, v. CAREPLUS HEALTH PLANS, INC., 43 F. Supp. 3d 1329 (S.D. Fla. 2014)

. . . . § 559.55 et seq. . . .

EINHORN, v. CAREPLUS HEALTH PLANS, INC., 43 F. Supp. 3d 1268 (S.D. Fla. 2014)

. . . . § 559.55 et seq. . . .

McGINITY, v. TRACFONE WIRELESS, INC., 5 F. Supp. 3d 1337 (M.D. Fla. 2014)

. . . . § 559.55 et seq. . . . A “debtor” under Florida Statute § 559.55(2) is “any natural person obligated or allegedly obligated . . . Stat. § 559.55(1). . . . Stat. § 559.55(1); see also Oppenheim v. I.C. . . .

SHARF, v. FINANCIAL ASSET RESOLUTION, LLC,, 295 F.R.D. 664 (S.D. Fla. 2014)

. . . . §§ 559.55-559.785. See Complaint [DE 1] ¶ 1. . . .

COLLINS, v. ERIN CAPITAL MANAGEMENT, LLC,, 991 F. Supp. 2d 1195 (S.D. Fla. 2013)

. . . . § 559.55(7). . . . Id. § 559.55(8). . . . Stat. § 559.55 et seq. . . . .

DEUTSCHE BANK NATIONAL TRUST COMPANY, LLC v. J. FOXX, J. J. v. LLC,, 971 F. Supp. 2d 1106 (M.D. Fla. 2013)

. . . . §§ 559.55 et seq. . . . Stat. § 559.55(1). . . .

OWINGS, v. T- MOBILE USA, INC., 978 F. Supp. 2d 1215 (M.D. Fla. 2013)

. . . . § 559.55 et seq., and the Telephone Consumer Protection Act (“TCPA”), 47 U.S.C. § 227 (see Doc. # 1 . . .

IN RE L. JONES,, 494 B.R. 569 (Bankr. M.D. Fla. 2013)

. . . . §§ 559.55-559.785 (2010). . 47 U.S.C. § 227 (2010). . Doc. No. 45. . . . . Stat. §§ 559.55-559.785 (2010). . Id. at § 559.77(2). . . . .

DEUTSCHE BANK NATIONAL TRUST COMPANY, LLC v. J. FOXX, J. v. LLC,, 939 F. Supp. 2d 1266 (M.D. Fla. 2013)

. . . . §§ 559.55-559.785, (“FCCPA”)(Count II) ; a claim under the Florida Deceptive and Unfair Trade Practices . . . Foxx in Count II alleges, "Violation of Florida Statutes § 559.55 et seq., and Federal Fair Debt Collection . . .

COLLINS, v. ERIN CAPITAL MANAGEMENT, LLC,, 290 F.R.D. 689 (S.D. Fla. 2013)

. . . collect debts from consumers as required by the Florida Consumer Collection Practices Act, sections 559.55 . . .

FINI, v. DISH NETWORK L. L. C., 955 F. Supp. 2d 1288 (M.D. Fla. 2013)

. . . . § 559.55 et seq. (“FCCPA”). . . . Standing as a Debtor A “debtor” under Florida Statute § 559.55(2) is “any natural person obligated or . . .

RANDLE, v. H P CAPITAL, INCORPORATED Ms., 513 F. App'x 282 (4th Cir. 2013)

. . . . §§ 559.55-559.785 (2010). We dismiss the appeal in part and affirm in part. . . .

HARRIER, v. VERIZON WIRELESS PERSONAL COMMUNICATIONS LP,, 903 F. Supp. 2d 1281 (M.D. Fla. 2012)

. . . . § 559.55 et seq., the Florida Consumer Collection Practices Act (“FCCPA”), and 47 U.S.C. § 227 et seq . . .

BORNEISEN, v. CAPITAL ONE FINANCIAL CORPORATION, d. b. a., 490 F. App'x 206 (11th Cir. 2012)

. . . unlawful debt collection in violation of the Florida Consumer Collection Practices Act (“FCCPA”), §§ 559.55 . . .

W. ZINNI, v. ER SOLUTIONS, INC. M. v. ARS M. v., 692 F.3d 1162 (11th Cir. 2012)

. . . . §§ 559.55-559.785. . . .

O. DURAN, v. WELLS FARGO BANK, N. A. s b m d b a s, 878 F. Supp. 2d 1312 (S.D. Fla. 2012)

. . . . §§ 559.55-559.785 (“FCCPA”), and the Telephone Consumer Protection Act, 47 U.S.C. § 227, et seq. . . .

ABBY, v. PAIGE,, 903 F. Supp. 2d 1330 (S.D. Fla. 2012)

. . . . § 559.55 et seq., whether Defendant Robert Paige qualifies as a “debt collector” under the FDCPA, and . . . Stat. § 559.55(1); 15 U.S.C. § 1692a(5). . . .

DISH NETWORK SERVICE L. L. C. v. MYERS,, 87 So. 3d 72 (Fla. Dist. Ct. App. 2012)

. . . See §§ 559.55-.785, Fla. Stat. (2002). . . .

READ, v. MFP, INC. d b a, 85 So. 3d 1151 (Fla. Dist. Ct. App. 2012)

. . . Credit Services, in this action seeking damages under the Florida Consumer Collections Practices Act, §§ 559.55 . . .

ERICKSON, v. GENERAL ELECTRIC COMPANY, LLC, LLC, LLC,, 854 F. Supp. 2d 1178 (M.D. Fla. 2012)

. . . (“FDCPA”), and the Florida Consumer Collection Practices Act (“FCCPA”), §§ 559.55 et seq., Florida Statutes . . . Stat. § 559.55(1). . . .

E. NICHOLAS, v. ALLIANCEONE RECEIVABLES MANAGEMENT, INC., 450 F. App'x 887 (11th Cir. 2012)

. . . . §§ 559.55 et seq. . . .

KELLIHER, v. TARGET NATIONAL BANK,, 826 F. Supp. 2d 1324 (M.D. Fla. 2011)

. . . . § 559.55(5). . . .

MORGAN, v. L. WILKINS, P. A., 74 So. 3d 179 (Fla. Dist. Ct. App. 2011)

. . . services which are the subject of the transaction are primarily for personal ... purposes ...,” section 559.55 . . . Under the 1981 version of section 559.55, only three terms are defined: (1) “claims or consumer claim . . . Id. at 812 (quoting § 559.55(3)) (emphasis added). . . . Morgan’s obligation to the law firm falls within the definition of debt in section 559.55(1). . . . Section 559.55(6) defines as "debt collector” as any person who uses any instrumentality of commerce . . .

S. DESMOND, v. ACCOUNTS RECEIVABLE MANAGEMENT, INC., 72 So. 3d 179 (Fla. Dist. Ct. App. 2011)

. . . See §§ 559.55-.78. . . . not only an actual debtor, but also “any natural person ... allegedly obligated to pay any debt.” § 559.55 . . .

In JOHNSON, L. v. LLC, a, 453 B.R. 433 (Bankr. M.D. Fla. 2011)

. . . . §§ 559.55-.785, Fla. Stat. (2009) ("FCCPA”). . 47 U.S.C. § 227 (2009) ("TCPA"). . Adv. Doc. . . .

BIRSTER v. AMERICAN HOME MORTGAGE SERVICING, INC. a, 796 F. Supp. 2d 1376 (S.D. Fla. 2011)

. . . . § 559.55, et seq. (“FCCPA”), and intentional infliction of emotional distress. . . .

In V. BATE, V. v. N. A., 454 B.R. 869 (Bankr. M.D. Fla. 2011)

. . . . § 559.55 et seq. ("FCCPA”). .See, e.g., Complaint at ¶ 68 (Doc. No. 1). . . . .

BENTLEY, v. BANK OF AMERICA, N. A. a BAC L. P. a, 773 F. Supp. 2d 1367 (S.D. Fla. 2011)

. . . . § 559.55-559.785 (“FCCPA”), the Telephone Consumer Protection Act, 47 U.S.C. § 227 (“TCPA”), invasion . . . Florida Statute § 559.55(6) defines the term “debt collector” as “any person who uses any instrumentality . . . Stat. § 559.55(6)(f) identifying those who are excluded from the definition of a debt collector in Florida . . . Stat. § 559.55(6)(f). . . .

EKE, v. FIRSTBANK FLORIDA,, 779 F. Supp. 2d 1354 (S.D. Fla. 2011)

. . . (“the FDCPA”) (Count I) and the Florida Consumer Collection Practices Act, §§ 559.55-559.785, Florida . . . Stat. § 559.55 et seq., when they attempted to collect rent from him after FirstBank foreclosed upon . . . Stat. § 559.55(6)(f) (2006), with 15 U.S.C. § 1692a(6). . . . .

OPPENHEIM, v. I. C. SYSTEM, INC., 627 F.3d 833 (11th Cir. 2010)

. . . . § 559.55(1) (same). . . . Stat. § 559.55(1) with 15 U.S.C. § 1692a(5). . . .

In HATHCOCK J. L. v. GC USA, 437 B.R. 696 (Bankr. M.D. Fla. 2010)

. . . . §§ 559.55, et seq., applies not only to debt collectors but to any persons collecting a consumer debt . . .

BACELLI, v. MFP, INC. St. s, 729 F. Supp. 2d 1328 (M.D. Fla. 2010)

. . . . §§ 559.55 et seq., by demanding immediate payment on a debt while she was in bankruptcy, after the . . . Stat. § 559.55 et seq. . . . Stat. § 559.55(2), and that the relevant debt was a consumer debt within the meaning Fla. . . . . § 559.55(1). . . . . Stat. § 559.55(6). . . .

I. DEUEL, v. SANTANDER CONSUMER USA, INC., 700 F. Supp. 2d 1306 (S.D. Fla. 2010)

. . . . § 559.55 et seq. See DE 1. Defendant has since filed a Motion to Dismiss. . . .

LeBLANC, v. UNIFUND CCR PARTNERS, ZB, 601 F.3d 1185 (11th Cir. 2010)

. . . . § 559.55(8). . . . Stat. § 559.55(8) (emphasis added). JP Morgan Chase has 290 offices in Florida. . . . Stat. § 559.55(2) (including "debtor” in the same definition). . . . . Stat. § 559.55(1). Under the FDCPA, "debt” has the exact same definition. . . . Stat. § 559.55(7). . . . .

OPPENHEIM, v. I. C. SYSTEM, INC., 695 F. Supp. 2d 1303 (M.D. Fla. 2010)

. . . . § 559.55, et seq. Plaintiff further alleges that I.C. . . . Stat. § 559.55(1). . . .

CHALIK, v. WESTPORT RECOVERY CORP. a P. A. a, 677 F. Supp. 2d 1322 (S.D. Fla. 2009)

. . . . §§ 559.55, et seq. (“FCCPA”). . . .

REESE, v. JPMORGAN CHASE CO. a d b a N. A. LLC, a LLC, a a, 686 F. Supp. 2d 1291 (S.D. Fla. 2009)

. . . . § 559.55 et seq. . . . Stat. § 559.55 et seq. . . .

ANTOINE, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 662 F. Supp. 2d 1318 (M.D. Fla. 2009)

. . . . § 559.55(1). Doc. 47 at ¶¶ 53 and 55. . . . Stat. § 559.55(1). . . .

E. DROSSIN, v. NATIONAL ACTION FINANCIAL SERVICES, INC., 641 F. Supp. 2d 1314 (S.D. Fla. 2009)

. . . . §§ 559.55, et seq. (“FCCPA”), through its communications. . . .

SANZ, v. FERNANDEZ, P. A. d b a LLC,, 633 F. Supp. 2d 1356 (S.D. Fla. 2009)

. . . . § 559.55(7). . . . Stat. § 559.55(6)(f) (2006), with 15 U.S.C. § 1692a(6) (2006). . . . Stat. § 559.55(6)(f) (2006), with 15 U.S.C. § 1692a(6) (2006). . . .

NORTH STAR CAPITAL ACQUISITIONS, LLC, v. S. KRIG, v. C. v. B., 611 F. Supp. 2d 1324 (M.D. Fla. 2009)

. . . . § 1692, et seq (“FDCPA”) and the Florida Consumer Collection Practices Act, § 559.55-559.785, Florida . . .

A. W. CUNNINGHAM a k a v. MBNA AMERICA BANK, N. A. a, 8 So. 3d 438 (Fla. Dist. Ct. App. 2009)

. . . . § 1692 (2001), the Florida Consumer Collection Practices Act (FCCPA), sections 559.55 — .785, Florida . . .

E. DROSSIN, v. NATIONAL ACTION FINANCIAL SERVICES, INC., 255 F.R.D. 608 (S.D. Fla. 2009)

. . . . §§ 559.55, et seq. (“FCCPA”), through its communications. . . .

ACOSTA, v. D. CAMPBELL, J. P. A. FSB, W. M., 309 F. App'x 315 (11th Cir. 2009)

. . . . § 559.55, et seq.; and Count V alleged a violation of FDUPTA, Fla. Stat. § 501.201 et seq. . . .

E. BERG, Jr. v. MERCHANTS ASSOCIATION COLLECTION DIVISION, INC. d b a MAF, 586 F. Supp. 2d 1336 (S.D. Fla. 2008)

. . . . § 559.55. . . .