Home
Menu
Call attorney Graham Syfert at 904-383-7448
Personal Injury Lawyer
Florida Statute 45.0315 | Lawyer Caselaw & Research
F.S. 45.0315 Case Law from Google Scholar
Statute is currently reporting as:
Link to State of Florida Official Statute Google Search for Amendments to 45.0315

The 2023 Florida Statutes (including Special Session C)

Title VI
CIVIL PRACTICE AND PROCEDURE
Chapter 45
CIVIL PROCEDURE: GENERAL PROVISIONS
View Entire Chapter
F.S. 45.0315
45.0315 Right of redemption.At any time before the later of the filing of a certificate of sale by the clerk of the court or the time specified in the judgment, order, or decree of foreclosure, the mortgagor or the holder of any subordinate interest may cure the mortgagor’s indebtedness and prevent a foreclosure sale by paying the amount of moneys specified in the judgment, order, or decree of foreclosure, or if no judgment, order, or decree of foreclosure has been rendered, by tendering the performance due under the security agreement, including any amounts due because of the exercise of a right to accelerate, plus the reasonable expenses of proceeding to foreclosure incurred to the time of tender, including reasonable attorney’s fees of the creditor. Otherwise, there is no right of redemption.
History.s. 2, ch. 93-250.

F.S. 45.0315 on Google Scholar

F.S. 45.0315 on Casetext

Amendments to 45.0315


Arrestable Offenses / Crimes under Fla. Stat. 45.0315
Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 45.0315.



Annotations, Discussions, Cases:

Cases from cite.case.law:

BELL RANCH RESIDENTIAL LAND TRUST, v. BURRILL, 264 So. 3d 295 (Fla. App. Ct. 2019)

. . . certificate of disbursements, the surplus shall be distributed as provided in this section and ss. 45.0315 . . .

BANK OF NEW YORK MELLON, v. D. GLENVILLE a k a D. a k a, 252 So. 3d 1120 (Fla. 2018)

. . . Straub recognized that the Legislature had partially superseded Strasser in 1993 by enacting section 45.0315 . . . (quoting § 45.0315, Fla. Stat. (2014) ). . . . specific window for exercising the right of redemption" and that nothing in the enactment of section 45.0315 . . . For example, section 45.0315, which addresses the right of redemption, provides that certain persons . . . Section 45.0315, which addresses the right of redemption, is the only cross-referenced section that was . . .

CREDO LLC, v. SPEYSIDE INVESTMENTS CORPORATION,, 259 So. 3d 893 (Fla. App. Ct. 2018)

. . . just prior to the closing, Credo filed a motion to redeem the mortgage purportedly pursuant to section 45.0315 . . . this Court found in favor of Wells Fargo, stating that "the amounts due to Wells Fargo under section 45.0315 . . . spread a stipulation on the record to prove the amounts that it was obligated to pay under section 45.0315 . . .

BANKERS LENDING COMPANY, LLC, v. JACOBSON a k a J. a k a LLC, a k a, 253 So. 3d 1174 (Fla. App. Ct. 2018)

. . . Bankers sought to exercise its right of redemption under section 45.0315, Florida Statutes (2015). . . . Bankers was permitted to redeem the Pennymac mortgage under section 45.0315 ; however, the trial court . . . Section 45.0315, Florida Statutes, provides: At any time before the later of the filing of a certificate . . .

NATIONSTAR MORTGAGE LLC, v. ROQUE,, 252 So. 3d 342 (Fla. App. Ct. 2018)

. . . Florida courts have consistently held that section 45.0315 affords the trial court authority to set a . . . See Emanuel, 655 So.2d at 249 ("[S]ection 45.0315, Florida Statutes (1993), explicitly empowers a court . . . "In 1993, the legislature enacted Florida Statutes section 45.0315, codifying the mortgagor's right of . . . Strasser, with respect to redemption , has been displaced by the enactment of section 45.0315, Florida . . . Wells Fargo Bank, N.A., 182 So.3d 878, 881 (Fla. 4th DCA 2016) (first quoting § 45.0315, Fla. . . .

RIVAS, v. BANK OF NEW YORK MELLON f k a FOR CERTIFICATE HOLDERS OF THE CWALT, INC. ALTERNATIVE LOAN TRUST MORTGAGE PASS- THROUGH CERTIFICATES, SERIES C. FSB,, 244 So. 3d 334 (Fla. App. Ct. 2018)

. . . See § 45.0315, Fla. Stat. (2017). . . .

ROUFFE a k a v. CITIMORTGAGE, INC., 241 So. 3d 870 (Fla. App. Ct. 2018)

. . . the amount due under the note, because it affects their substantive right of redemption under section 45.0315 . . . Kane , 582 So.2d 159, 161 (Fla. 4th DCA 1991) ; § 45.0315, Fla. Stat. (2013). . . .

COASTWIDE SERVICES, LLC, v. GOLDBERG,, 229 So. 3d 404 (Fla. Dist. Ct. App. 2017)

. . . foreclosure action, appeals orders denying its right to exercise its statutory right of redemption (section 45.0315 . . . judgment of foreclosure, and (b) no certificate of sale has been “filed” within the meaning of section 45.0315 . . . Affirmed in part; reversed and remanded for further proceedings in accordance with this opinion. . § 45.0315 . . .

TIKHOMIROV, v. BANK OF NEW YORK MELLON f k a N. A. A,, 223 So. 3d 1112 (Fla. Dist. Ct. App. 2017)

. . . protect its interest in the property by exercising its statutory right of redemption under section 45.0315 . . . De Sousa, 170 So.3d at 931; § 45.0315, Fla. Stat. (2016). . . . Of significance to this appeal, section 45.0315 provides that [a]t any time before the later of the filing . . .

BANK OF NEW YORK MELLON, f k a N. A. CWHEQ, CWHEQ D, v. D. GLENVILLE, a k a D. a k a S., 215 So. 3d 1284 (Fla. Dist. Ct. App. 2017)

. . . inapplicable here because they both concern a mortgagor’s right of redemption, which is governed by section 45.0315 . . .

PEALER, v. WILMINGTON TRUST NATIONAL ASSOCIATION, FOR MFRA TRUST W. a k a R., 212 So. 3d 1137 (Fla. Dist. Ct. App. 2017)

. . . The Pealers hold a subordinate interest in the property; therefore under section 45.0315, Florida Statutes . . . sale by paying the amount of moneys specified in the judgment, order, or decree of foreclosure.” § 45.0315 . . . protect its interest in the property by exercising its statutory right of redemption under section 45.0315 . . .

SHELTON, v. BANK OF NEW YORK MELLON f k a a E. E. E. T. N. A., 203 So. 3d 1003 (Fla. Dist. Ct. App. 2016)

. . . personal property under an order or judgment, the procedures provided in this section and [sections] 45.0315 . . . Shelton does not address section 45.0315, titled “Right of redemption,” or this court’s conclusion in . . . redemption rights by failing to provide an estoppel letter is without .merit. • Whitburn ignores section 45.0315 . . . Section -45.0315 governs the right of redemption where a final judgment of foreclosure has been entered . . .

GMAC MORTGAGE, LLC, v. PALENZUELA,, 208 So. 3d 181 (Fla. Dist. Ct. App. 2016)

. . . GMAC points us to its mortgage documents and section 45.0315 of the Florida Statute (2014), which require . . . L & L Super Investment, Inc., pursuant to Sec. 45.0315, FI Stat., shall tender to the plaintiff, on or . . .

WELLS FARGO BANK, NATIONAL II v. N. SAWH,, 194 So. 3d 475 (Fla. Dist. Ct. App. 2016)

. . . Stat. 45.0315, and being otherwise fully advised in the premises therein, it is hereby, ORDERED and ADJUDGED . . . Pursuant to Section 45.0315, Florida Statute, the Defendant may tender to the Plaintiff, on or before . . . See § 45.0315, Fla. . . . Otherwise, and as section 45.0315 expressly states, “there [wa]s no right of redemption.” . . . Otherwise, there is no right of redemption. § 45.0315, Fla. Stat. (2013). . . . .

In AMENDMENTS TO FLORIDA RULES OF CIVIL PROCEDURE, 190 So. 3d 999 (Fla. 2016)

. . . of all estate or claim in the property and defendant’s right of redemption as prescribed by section 45.0315 . . . We amend the form to instead cite to section 45.0315, Florida Statutes. . . .

STRAUB, v. WELLS FARGO BANK, N. A. JP f k a F. A. a, 182 So. 3d 878 (Fla. Dist. Ct. App. 2016)

. . . certificate of disbursements, the surplus shall be distributed as provided in this section and ss. 45.0315 . . . In 1993, the legislature enacted Florida Statutes section 45.0315, codifying- the mortgagor’s right of . . . Strasser, with respect to redemption, has been displaced by the enactment of section 45.0315,' Florida . . . We recognize that Strasser has been superseded in part by the enactment of. section 45.0315. . . . However, in section 45.0315,' the legislature simply created* a specific window for exercising the right . . .

WHITBURN, LLC, v. WELLS FARGO BANK, N. A., 190 So. 3d 1087 (Fla. Dist. Ct. App. 2015)

. . . protect its interest in the property by exercising its statutory right of redemption under section 45.0315 . . . protect its interest in the property by exercising its statutory right of redemption under section 45.0315 . . .

ISKANDER, v. CARRERA USA, LLC,, 550 B.R. 589 (S.D. Fla. 2015)

. . . . § 45.0315. . . .

DE SOUSA, v. JP MORGAN CHASE, N. A., 170 So. 3d 928 (Fla. Dist. Ct. App. 2015)

. . . See § 45.0315, Fla. Stat. (2013); Sedra, 124 So.3d at 935-36. . . .

RESIDENTIAL MORTGAGE SERVICING CORPORATION, v. WINTERLAKES PROPERTY OWNERS ASSOCIATION, INC. a, 169 So. 3d 253 (Fla. Dist. Ct. App. 2015)

. . . Section 45.0315, Florida Statutes (2013), provides for a mortgagor’s right of redemption: At any time . . .

HARRINGTON, v. L. TOLAR,, 164 So. 3d 1284 (Fla. Dist. Ct. App. 2015)

. . . Harrington’s right to redeem under section 45.0315, Florida Statutes (2014). Reversed and remanded. . . .

WATERVIEW TOWERS YACHT CLUB- THE ULTIMATE, OWNERS ASSOCIATION, INC. v. C. GIVIANPOUR, 159 So. 3d 174 (Fla. Dist. Ct. App. 2015)

. . . Section 45.0315, Florida Statutes, governs the right of redemption and provides: At any time before the . . . Here, in accordance with section 45.0315, Florida Statutes, the final judgment provided that the property . . .

P. MACE B. v. SRMOF II TRUST, U. S., 155 So. 3d 390 (Fla. Dist. Ct. App. 2014)

. . . . § 45.0315, Fla. . . .

In AMENDMENTS TO FLORIDA RULES OF CIVIL PROCEDURE, 153 So. 3d 258 (Fla. 2014)

. . . of all estate or claim in the property and defendant’s right of redemption as prescribed by section 45.0315 . . . Additional changes were made to bring the form into compliance with chapters 718 and 720 and section 45.0315 . . .

M. BEAUCHAMP, v. BANK OF NEW YORK, N. A. JP N. A., 150 So. 3d 827 (Fla. Dist. Ct. App. 2014)

. . . Kane, 582 So.2d 159, 161 (Fla. 4th DCA 1991); § 45.0315, Fla. Stat. (2013). . . . Section 45.0315 provides that: At any time before the later of the filing of a certificate of sale by . . . Otherwise, there is no right of redemption. § 45.0315, Fla. Stat. (2013) (emphasis added). . . . .

IN RE F. CATALANO,, 510 B.R. 654 (Bankr. M.D. Fla. 2014)

. . . . § 45.0315 (2014). . Fla. Stat. § 45.0315 (2014); See Emanuel v. . . .

CHASE FINANCIAL SERVICES, LLC. v. S. EDELSBERG, J., 129 So. 3d 1139 (Fla. Dist. Ct. App. 2013)

. . . the Certificate of Sale, Defendant’s right of redemption as prescribed by Florida Statutes, Section 45.0315 . . . See § 45.0315, Fla. . . .

H. ATWATER, v. CITY OF CAPE CORAL R. H. v. H. v. f k a, 120 So. 3d 595 (Fla. Dist. Ct. App. 2013)

. . . certificate of disbursements, the surplus shall be distributed as provided in this section and ss. 45.0315 . . .

AG GROUP INVESTMENTS, LLC, a v. ALL REALTY ALLIANCE CORP. a, 106 So. 3d 950 (Fla. Dist. Ct. App. 2013)

. . . In support of its position, Appellant cited section 45.0315, Fla. . . .

HSBC BANK USA, NATIONAL ASSOCIATION, A v. NIXON, LLC,, 117 So. 3d 430 (Fla. Dist. Ct. App. 2012)

. . . real or personal property under an order of judgment, the procedures provided in this section and ss. 45.0315 . . .

VARGAS, v. DEUTSCHE BANK NATIONAL TRUST CO., 104 So. 3d 1156 (Fla. Dist. Ct. App. 2012)

. . . Stat. (2012) (governing judicial sales procedure); § 45.0315, Fla. . . .

SEDRA FAMILY LIMITED PARTNERSHIP, A a MCJ LLC, a MCJ LLC, a LLC, v. LLC, a, 124 So. 3d 935 (Fla. Dist. Ct. App. 2012)

. . . The right of redemption is controlled by section 45.0315, Florida Statutes, which is exclusive: At any . . .

J. SIMONSON, v. PALM BEACH HOTEL CONDOMINIUM ASSOCIATION, INC. LLC,, 93 So. 3d 436 (Fla. Dist. Ct. App. 2012)

. . . real or personal property under an order or judgment, the procedures provided in this section and §§ 45.0315 . . .

ROYAL PALM CORPORATE CENTER ASSOCIATION, LTD. a a LLC, a LLC, a a V. III, v. PNC BANK, NA, NA,, 89 So. 3d 923 (Fla. Dist. Ct. App. 2012)

. . . real or personal property under an order or judgment, the procedure provided in this section and ss. 45.0315 . . .

CUKIERMAN, v. BANKATLANTIC,, 89 So. 3d 250 (Fla. Dist. Ct. App. 2012)

. . . . § 45.0315, Fla. Stat. (2009); Marina Funding Grp., Inc. v. Peninsula Prop. . . .

ANTOINE, v. C. VIVES,, 59 So. 3d 293 (Fla. Dist. Ct. App. 2011)

. . . See § 45.0315, Fla. , Stat. (2010) (providing statutory right of redemption provides holder of any subordinate . . .

JV, v. LITTLE HOUSE, LLC,, 50 So. 3d 691 (Fla. Dist. Ct. App. 2010)

. . . real or personal property under an order or judgment, the procedures provided in this section and ss. 45.0315 . . .

SHUBH HOTELS BOCA, LLC, v. FEDERAL DEPOSIT INSURANCE CORPORATION,, 46 So. 3d 163 (Fla. Dist. Ct. App. 2010)

. . . Great Western Bank, 700 So.2d 38 (Fla. 5th DCA 1997) (same). .See § 45.0315 Fla. . . .

H. VERNERET, v. FORECLOSURE ADVISORS, LLC,, 45 So. 3d 889 (Fla. Dist. Ct. App. 2010)

. . . Section 45.0315 provides in part: At any time before the later of the filing of a certificate of sale . . . district court reversed, holding that Bee Bee had properly exercised its right of redemption under section 45.0315 . . .

In AMENDMENTS TO THE FLORIDA RULES OF CIVIL PROCEDURE. In, 44 So. 3d 555 (Fla. 2010)

. . . accommodate the possibility that there may be multiple defendants, to adapt to the requirements of section 45.0315 . . . Additional changes were made to bring the form into compliance with chapters 718 and 720 and section 45.0315 . . .

MORRIS v. J. OSTEEN,, 948 So. 2d 821 (Fla. Dist. Ct. App. 2007)

. . . New Miami Shores Corp., 100 Fla. 413, 129 So. 690, 692 (1930); § 45.0315, Fla. Stat. (2005). . . . . § 45.0315, Fla. Stat. (2005); Dundee Naval Stores Co. v. . . . sale is filed by the clerk or at the time specified in the foreclosure judgment, whichever is later. § 45.0315 . . . Section 45.0315, Florida Statutes (2005) provides: At any time before the later of the filing of a certificate . . .

MARINA FUNDING GROUP, INC. a a v. PENINSULA PROPERTY HOLDINGS, INC. a, 950 So. 2d 428 (Fla. Dist. Ct. App. 2007)

. . . Section 45.0315, Florida Statutes, codified the common law right of redemption in foreclosure proceedings . . . by the clerk of the court or the time specified in the judgment, order, or decree of foreclosure.” § 45.0315 . . .

M. SUDHOFF, v. FEDERAL NATIONAL MORTGAGE ASSOCIATION,, 942 So. 2d 425 (Fla. Dist. Ct. App. 2006)

. . . Section 45.0315, Florida Statutes (1995), provided: At any time before the later of the filing of a certificate . . .

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, v. MAHLER,, 928 So. 2d 470 (Fla. Dist. Ct. App. 2006)

. . . Center paid the clerk of court $125,000 plus interest to exercise its redemption rights under section 45.0315 . . . The instant case does not involve a mortgagor’s right of redemption under section 45.0315. . . . Section 45.0315 provides "[a]t any time before the later of the filing of a certificate of sale by the . . .

In CLARKE,, 373 B.R. 769 (Bankr. S.D. Fla. 2006)

. . . . § 45.0315. . . .

ACTION REALTY AND INVESTMENTS, INC. a v. GRANDISON, 930 So. 2d 674 (Fla. Dist. Ct. App. 2006)

. . . That equitable right, available at common law, is now governed by section 45.0315, Florida Statutes ( . . . However, section 45.0315 provides that the right may now be exercised up until the certificate of sale . . .

VOSR INDUSTRIES, INC. v. MARTIN PROPERTIES, INC., 919 So. 2d 554 (Fla. Dist. Ct. App. 2005)

. . . Section 45.0315 enforces a statutory right of redemption, but it does not clearly state that it is intended . . .

ABDONEY, v. YORK,, 903 So. 2d 981 (Fla. Dist. Ct. App. 2005)

. . . In 1993, the legislature enacted section 45.0315, Florida Statutes, which lengthened the time for redemption . . . Pursuant to section 45.0315, the omitted junior mortgagee cannot independently exercise the right to . . .

CICORIA, v. A. GAZI, I., 901 So. 2d 282 (Fla. Dist. Ct. App. 2005)

. . . . § 45.0315, Fla. Stat. See Cueto v. . . .

WASHINGTON MUTUAL BANK, F. A. v. SHELTON, 892 So. 2d 547 (Fla. Dist. Ct. App. 2005)

. . . Nevertheless, at all times the Bank recognized the Sheltons’ equitable right of redemption pursuant to chapter 45.0315 . . .

YEMC CONSTRUCTION DEVELOPMENT, INC. v. INTER SER, U. S. A. INC. De, 884 So. 2d 446 (Fla. Dist. Ct. App. 2004)

. . . . § 45.0315, Fla. Stat. (2003). . . .

JRBL DEVELOPMENT, INC. v. MAIELLO f k a n, Co., 872 So. 2d 362 (Fla. Dist. Ct. App. 2004)

. . . Section 45.0315, Florida Statutes (2003), provides: At any time before the later of the filing of a certificate . . . the right of redemption extends until the clerk files the certificate of sale, as provided in section 45.0315 . . . However, under the plain language of section 45.0315, the trial court was without the authority to extend . . .

HARBOR BAY CONDOMINIUMS, INC. v. BASABE f k a, 856 So. 2d 1067 (Fla. Dist. Ct. App. 2003)

. . . Basabe paid the sum requested by the clerk and, pursuant to Florida Statute 45.0315, timely redeemed . . . Otherwise, there is no right of redemption. § 45.0315, Fla. Stat. (2002). . . . .

BANKERS TRUST COMPANY, v. T. EDWARDS,, 849 So. 2d 1160 (Fla. Dist. Ct. App. 2003)

. . . the property at “any time before the filing of a certificate of sale by the clerk of the court,” § 45.0315 . . .

In J. HILL,, 305 B.R. 100 (Bankr. M.D. Fla. 2003)

. . . . § 45.0315; Jaar, 186 B.R. at 153. . . .

In MOORE, In M., 290 B.R. 851 (Bankr. N.D. Ala. 2003)

. . . Stat. ch. 45.0315 (1994). See Hoffman v. . . . Stat. ch. 45.0315 (1994) which effectively codifies redemption rights and provides "... there is no other . . . Stat. ch. 45.0315. . . .

MARTIN PROPERTIES, INC. v. FLORIDA INDUSTRIES INVESTMENT CORPORATION, VOSR, 833 So. 2d 825 (Fla. Dist. Ct. App. 2002)

. . . Our redemption statute, section 45.0315, Florida Statutes (1999), requires the tender to include the . . .

In TOMASEVIC,, 275 B.R. 103 (Bankr. M.D. Fla. 2001)

. . . The debtor therefore retains his right of redemption pursuant to Section 45.0315, Florida Statutes. . . . Section 45.0315 provides that the “mortgagor ... may cure the mortgagor’s indebtedness and prevent a . . .

INDIAN RIVER FARMS, A. Sr. v. YBF PARTNERS, a, 777 So. 2d 1096 (Fla. Dist. Ct. App. 2001)

. . . Section 45.0315, Florida Statutes (1995), governs the right of redemption and provides as follows: At . . . Section 45.0315 empowers a court to fix a time in the final judgment, before which the mortgagor must . . . Section 45.0315 is in derogation of common law and should be strictly construed. See id. . . .

CUETO, v. MANUFACTURERS TRADERS TRUST COMPANY,, 791 So. 2d 1125 (Fla. Dist. Ct. App. 2000)

. . . Section 45.0315, Florida Statutes (1999), provides that a mortgagor may exercise his or her right of . . .

In L. NEELY, Jr. E. L. Jr. E. v., 256 B.R. 322 (Bankr. M.D. Fla. 2000)

. . . Such a holding directly contradicts the plain language of Florida Statutes § 45.0315. . . . See § 45.0315 Fla. Stat. (West 2000). . . . Therefore, § 45.0315 stands for the proposition that a junior mortgage is not extinguished by the entry . . . Florida case law supports this interpretation of § 45.0315. See e.g. Glendale Fed. . . . The terms of a judgment of foreclosure may modify or reinforce the provisions in § 45.0315 relating to . . .

D. PARSONS, P. v. WHITAKER PLUMBING OF BOCA RATON, INC., 751 So. 2d 655 (Fla. Dist. Ct. App. 1999)

. . . district reversed, holding that Bee Bee had properly exercised its right of redemption under section 45.0315 . . . In a lien foreclosure action, section 45.0315 is made applicable by section 713.26, Florida Statutes . . .

D. VAUGHAN J. v. FIRST UNION NATIONAL BANK OF FLORIDA,, 740 So. 2d 1216 (Fla. Dist. Ct. App. 1999)

. . . Section 45.0315, Florida Statutes (1997), grants to the mortgagor or the holder of a subordinate interest . . .

BURNS v. BANKAMERICA NATIONAL TRUST COMPANY,, 719 So. 2d 999 (Fla. Dist. Ct. App. 1998)

. . . Under section 45.0315, Florida Statutes (1995), “the mortgagor or the holder of any subordinate interest . . . Issuance of the certificate of title precluded any further exercise of the mortgagee’s redemption right. § 45.0315 . . . . § 45.0315, Fla. Stat.; Dundee Naval Stores Co. v. McDowell, 65 Fla. 15, 61 So. 108 (1913). . . .

SAIDI, v. J. WASKO W., 687 So. 2d 10 (Fla. Dist. Ct. App. 1996)

. . . Former section 45.031 and current section 45.0315, which govern the right of redemption are in derogation . . . Current section 45.0315 provides: At any time before the later of the filing of a certificate of sale . . . language could have extinguished the right of redemption in this case at the point provided in section 45.0315 . . . Thus the earlier date provided by section 45.0315 — time of filing the certificate of sale by the clerk . . .

In REID,, 200 B.R. 265 (Bankr. S.D. Fla. 1996)

. . . The argument is based upon § 45.0315, Florida Statutes, which provides that a mortgagor may cure a mortgage . . . filing of a certificate of sale by the clerk of the court or the time specified in the judgment ...” § 45.0315 . . . right under Florida law similarly requires “paying the amount of monies specified in the judgment.” § 45.0315 . . .

BEE BEE MEDICAL CENTER, INC. v. STRATEGIC CONSULTING AND MANAGING, INC., 677 So. 2d 84 (Fla. Dist. Ct. App. 1996)

. . . Under section 45.0315, Florida Statutes (1993), a mortgagor may exercise redemption rights at any time . . .

GARCIA, v. GOLD COAST MOTHER SON,, 664 So. 2d 55 (Fla. Dist. Ct. App. 1995)

. . . . § 45.0315, Fla.Stat. (1993); Emanuel v. . . .

BENNETT, v. WARD,, 667 So. 2d 378 (Fla. Dist. Ct. App. 1995)

. . . Section 45.0315, Florida Statutes (1993), effective October 1, 1993, ch. 93-250, § 2, at 2467-68, Laws . . .

In JAAR,, 186 B.R. 148 (Bankr. M.D. Fla. 1995)

. . . with the filing of the certificate of sale, unless the foreclosure judgment specifies a later time: 45.0315 . . .

EMANUEL, v. BANKERS TRUST COMPANY, N. A., 655 So. 2d 247 (Fla. Dist. Ct. App. 1995)

. . . Upon examination of the matter, we find that the provisions of section 45.0315, Florida Statutes (1993 . . . As indicated, section 45.0315, Florida Statutes (1993), explicitly empowers a court in the final judgment . . . The mandate of section 45.0315 is contained in its last sentence, which provides: “Otherwise, there is . . . Strasser, with respect to redemption, has been displaced by the enactment of section 45.0315, Florida . . . Section 45.0315 provides: Right of redemption. . . .

METROPLEX INVESTMENTS, INC. v. PRECISION EQUITY INVESTMENTS, INC., 647 So. 2d 304 (Fla. Dist. Ct. App. 1994)

. . . See section 45.0315, Florida Statutes (1993). . . .

CSB REALTY, INC. v. EUROBUILDING CORPORATION,, 625 So. 2d 1275 (Fla. Dist. Ct. App. 1993)

. . . We note that chapter 93-250, § 2 at 1915, Laws of Fla., effective Oct. 1, 1993, creates section 45.0315 . . .