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Florida Statute 175.191 - Full Text and Legal Analysis
Florida Statute 175.191 | Lawyer Caselaw & Research
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The 2025 Florida Statutes

Title XII
MUNICIPALITIES
Chapter 175
FIREFIGHTER PENSIONS
View Entire Chapter
175.191 Disability retirement.For any municipality, special fire control district, chapter plan, local law municipality, local law special fire control district, or local law plan under this chapter:
(1) A firefighter having 10 or more years of credited service or a firefighter who becomes totally and permanently disabled in the line of duty, regardless of length of service, may retire from the service of the municipality or special fire control district under the plan if the firefighter becomes totally and permanently disabled as defined in subsection (2) by reason of any cause other than a cause set out in subsection (3) on or after the effective date of the plan. Such retirement shall herein be referred to as “disability retirement.”
(2) A firefighter will be considered totally disabled if, in the opinion of the board of trustees, he or she is wholly prevented from rendering useful and efficient service as a firefighter; and a firefighter will be considered permanently disabled if, in the opinion of the board of trustees, he or she is likely to remain so disabled continuously and permanently from a cause other than is specified in subsection (3).
(3) A firefighter will not be entitled to receive any disability retirement income if the disability is a result of:
(a) Excessive and habitual use by the firefighter of drugs, intoxicants, or narcotics;
(b) Injury or disease sustained by the firefighter while willfully and illegally participating in fights, riots, or civil insurrections or while committing a crime;
(c) Injury or disease sustained by the firefighter while serving in any armed forces; or
(d) Injury or disease sustained by the firefighter after his or her employment has terminated.
(4) No firefighter shall be permitted to retire under the provisions of this section until he or she is examined by a duly qualified physician or surgeon, to be selected by the board of trustees for that purpose, and is found to be disabled in the degree and in the manner specified in this section. Any firefighter retiring under this section may be examined periodically by a duly qualified physician or surgeon or board of physicians and surgeons, to be selected by the board of trustees for that purpose, to determine if such disability has ceased to exist.
(5) The benefit payable to a firefighter who retires from the service of a municipality or special fire control district due to total and permanent disability as a direct result of a disability is the monthly income payable for 10 years certain and life for which, if the firefighter’s disability occurred in the line of duty, his or her monthly benefit shall be the accrued retirement benefit, but shall not be less than 42 percent of his or her average monthly salary at the time of disability. If after 10 years of service the disability is other than in the line of duty, the firefighter’s monthly benefit shall be the accrued normal retirement benefit, but shall not be less than 25 percent of his or her average monthly salary at the time of disability.
(6) The monthly retirement income to which a firefighter is entitled in the event of his or her disability retirement shall be payable on the first day of the first month after the board of trustees determines such entitlement. However, the monthly retirement income shall be payable as of the date the board determines such entitlement, and any portion due for a partial month shall be paid together with the first payment. The last payment will be, if the firefighter recovers from the disability, the payment due next preceding the date of such recovery or, if the firefighter dies without recovering from the disability, the payment due next preceding his or her death or the 120th monthly payment, whichever is later. In lieu of the benefit payment as provided in this paragraph, a firefighter may select an optional form as provided in s. 175.171. Any monthly retirement income payments due after the death of a disabled firefighter shall be paid to the firefighter’s designated beneficiary (or beneficiaries) as provided in ss. 175.181 and 175.201.
(7) If the board of trustees finds that a firefighter who is receiving a disability retirement income is no longer disabled, as provided herein, the board of trustees shall direct that the disability retirement income be discontinued. “Recovery from disability” as used herein means the ability of the firefighter to render useful and efficient service as a firefighter.
(8) If the firefighter recovers from disability and reenters the service as a firefighter, service will be deemed to have been continuous, but the period beginning with the first month for which he or she received a disability retirement income payment and ending with the date he or she reentered the service may not be considered as credited service for the purpose of this plan.
History.s. 1, ch. 63-249; s. 3, ch. 65-58; s. 2, ch. 70-129; s. 12, ch. 81-168; s. 13, ch. 86-41; s. 27, ch. 93-193; s. 925, ch. 95-147; s. 19, ch. 99-1.

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Amendments to 175.191


Annotations, Discussions, Cases:

Cases Citing Statute 175.191

Total Results: 2  |  Sort by: Relevance  |  Newest First

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Florida League of Cities, Inc. v. Dep't of Ins. & Treasurer, 540 So. 2d 850 (Fla. 1st DCA 1989).

Cited 11 times | Published | Florida 1st District Court of Appeal | 1989 WL 15937

...nsibility of insuring, through the application of statutory minimum standards, that local plans are managed, administered, operated and funded in such a manner as to maximize protection of pension trust funds. For example, Sections 175.171, 175.181, 175.191 and 175.231, Florida Statutes, upon which these proposed rules are based in part, establish minimum standards which clarify and define Section 175.351(1), and are thereby applicable to both chapter and local law funds......
...(Emphasis added.) The Department's Answer Brief states, at page 21, that section 175.321, as it read during the period 1963-1986, *860 made the following sections of chapter 175 inapplicable to local law plans: sections 175.061, 175.071, 175.041, 175.091, 175.162, 175.181, 175.191, 175.251, 175.261, 175.291, and 175.301....
...We hold the Department's rule broadly applying section 175.181 to all firefighters participating in local law plans is invalid as exceeding the Department's delegated legislative authority. Rule 4-54.037 Rule 4-54.037, pertaining to "disability retirement," declares that section 175.191 "establishes minimum standards for and is applicable to all firefighters within the State of Florida participating in any pension or retirement fund which receives State revenue provided for in Chapter 175, Florida Statutes," and, the...
...ll firefighters regardless of whether participation is in a Chapter Fund or a Local Law Fund." The City presented evidence at the hearing that the provisions in its plans for disability retirement are significantly different from the requirements in section 175.191 and that application of that section to its plans would have a significant adverse financial impact on its plans. It points out that section 175.351(6) specifically authorizes local law plans to incorporate disability benefits as they wish, and that section 175.191 does not contain any reference to local law plans. Thus, the City and the League argue, section 175.191 was unlawfully applied to local law plans by this rule under the Department's impermissible construction of section 175.021. The Department argues that section 175.351 provides that all local law plans must provide both retirement and disability income for firefighters, and since section 175.191 provides minimum standards for line-of-duty and non-line-of-duty disability, the proposed rule is reasonably related to the legislative purpose and is not arbitrary and capricious. The Department admits that section 175.191 was not applicable to local law plans prior to 1986 (see rule 4-54.045 at p. 859, supra). Nothing stated in chapter 175 as amended in 1986 expressly indicates that the minimum standards set forth in section 175.191 should be applicable to local law plans. On the contrary, section 175.351 expressly requires local law plans to provide for disability income as well as retirement income, but does not expressly make section 175.191 applicable to local law plans in respect to minimum benefits....
...ECONOMIC IMPACT STATEMENT Appellants' remaining point on appeal challenges the sufficiency of the Department's economic impact statement accompanying the proposed rules under review pursuant to section 120.54(2). The parties stipulated, and the hearing officer found, that the application of sections 175.071, 175.081, 175.191, 175.231, 175.261, 175.333 and 175.361 to local law plans would have a significant economic impact, as defined in section 120.54, on a number of local law plans, including those of the City....
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Bd. of Trs. v. Parker, 113 So. 3d 64 (Fla. 2d DCA 2013).

Published | Florida 2nd District Court of Appeal | 2013 Fla. App. LEXIS 5591, 2013 WL 1316744

beneficiaries, § 175.181; and disability retirement, § 175.191. See, e.g., Bd. of Trs. of Miami Firefighters’

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. For legal consultation, call 904-383-7448.