Florida Statute 627.5575 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

View Entire Chapter

627.5575 Group life insurance for dependents.—Except for a policy issued under s. 627.553, a group life insurance policy may be extended to insure the employees or members against loss due to the deaths of their spouses and dependent children or any class or classes thereof, subject to the following:

(1) The premium for the insurance shall be paid either from funds contributed by the employer, union, association, or other person to whom the policy has been issued or from funds contributed by the covered persons, or from both. Except as provided in subsection (2), a policy on which no part of the premium for the spouse’s and dependent child’s coverage is to be derived from funds contributed by the covered persons shall insure all eligible employees or members with respect to their spouses and dependent children or any class or classes thereof.

(2) An insurer may exclude or limit the coverage on any spouse or dependent child as to whom evidence of individual insurability is not satisfactory to the insurer.

(3) The amounts of insurance for any covered spouse or dependent child under the policy may not exceed the amount of insurance for which the employee or member is insured.

History.—ss. 429, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 5, ch. 2010-61.

F.S. 627.5575 on Google Scholar

F.S. 627.5575 on CourtListener

Amendments to 627.5575

Annotations, Discussions, Cases:

Cases Citing Statute 627.5575

Total Results: 1 | Sort by: Relevance | Newest First

Copy

Lowe v. Broward Cnty., 766 So. 2d 1199 (Fla. 4th DCA 2000).

Cited 25 times | Published | Florida 4th District Court of Appeal | 2000 Fla. App. LEXIS 11893, 2000 WL 1345513

...Fleetwood Hotel, Inc., 261 So.2d 801 (Fla.1972), establishes a constitutional principle that is separate from the doctrine of preemption. [5] The only statute Lowe cites which defines "dependent" is section 627.6699(3)(g), Florida Statutes (1999). Lowe also cites to an outdated version of section 121.011 and section 627.5575, Florida Statutes (1999), which do not define dependents, but which identify the classes of persons for whom a group life insurance policy may be extended to insure.

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.