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Florida Statute 624.10 - Full Text and Legal Analysis
Florida Statute 624.10 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 624.10 Case Law from Google Scholar Google Search for Amendments to 624.10

The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS
View Entire Chapter
624.10 Other definitions.—As used in the Florida Insurance Code, the term:
(1) “Affiliate” means an entity that exercises control over or is directly or indirectly controlled by the insurer through:
(a) Equity ownership of voting securities;
(b) Common managerial control; or
(c) Collusive participation by the management of the insurer and affiliate in the management of the insurer or the affiliate.
(2) “Affiliated person” of another person means:
(a) The spouse of the other person;
(b) The parents of the other person and their lineal descendants, or the parents of the other person’s spouse and their lineal descendants;
(c) A person who directly or indirectly owns or controls, or holds with the power to vote, 10 percent or more of the outstanding voting securities of the other person;
(d) A person, 10 percent or more of whose outstanding voting securities are directly or indirectly owned or controlled, or held with power to vote, by the other person;
(e) A person or group of persons who directly or indirectly control, are controlled by, or are under common control with the other person;
(f) An officer, director, partner, copartner, or employee of the other person;
(g) If the other person is an investment company, an investment adviser of such company, or a member of an advisory board of such company;
(h) If the other person is an unincorporated investment company not having a board of directors, the depositor of such company; or
(i) A person who has entered into a written or unwritten agreement to act in concert with the other person in acquiring or limiting the disposition of securities of a domestic stock insurer or controlling company.
(3) “Control,” including the terms “controlling,” “controlled by,” and “under common control with,” means the direct or indirect possession of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract other than a commercial contract for goods or nonmanagement services, or otherwise. Control is presumed to exist if a person, directly or indirectly, owns, controls, holds with the power to vote, or holds proxies representing 10 percent or more of the voting securities of another person.
(4) “NAIC” means the National Association of Insurance Commissioners.
(5) “Transact” with respect to insurance includes any of the following, in addition to other applicable provisions of this code:
(a) Solicitation or inducement.
(b) Preliminary negotiations.
(c) Effectuation of a contract of insurance.
(d) Transaction of matters subsequent to effectuation of a contract of insurance and arising out of it.
History.—s. 10, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 15, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 1, ch. 2014-101.

F.S. 624.10 on Google Scholar

F.S. 624.10 on CourtListener

Amendments to 624.10


Annotations, Discussions, Cases:

Cases Citing Statute 624.10

Total Results: 6  |  Sort by: Relevance  |  Newest First

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Borden v. East-Eur. Ins. Co., 921 So. 2d 587 (Fla. 2006).

Cited 107 times | Published | Supreme Court of Florida | 2006 A.M.C. 758, 2006 Fla. LEXIS 9, 2006 WL 128689

...The Legislature has defined the term "transact" as it relates to insurance to include any of the following: (1) Solicitation or inducement. (2) Preliminary negotiations. (3) Effectuation of a contract of insurance. (4) Transaction of matters subsequent to effectuation of a contract of insurance and arising out of it. § 624.10, Fla....
...The Third District noted that subsection (4) uses the term "transaction of insurance" to describe acts which subject an unauthorized foreign insurer to service of process and personal jurisdiction under the UIPL. See id. The Third District observed that the term "transact" with respect to insurance is statutorily defined in section 624.10 to include certain enumerated acts, but stated that this definition "is not limited, expressly or by implication, to transactions involving Florida residents." Id....
...protect Florida residents." Id. at 236. In disagreeing with Winterthur's interpretation of section 626.906(4), the Second District explained that "[s]ubsections (1)-(3) place a residency limitation on the very activities that are encompassed within section 624.10's definition of `transact.'" Id....
...It is also a basic rule of statutory construction that "the Legislature does not intend to enact useless provisions, and courts should avoid readings that would render part of a statute meaningless." State v. Goode, 830 So.2d 817, 824 (Fla.2002). As recognized by the Second District, section 624.10 encompasses some of the same transactions enumerated in subsections (1) through (3). For example, section 624.10, which provides section 626.906(4) with its definition of "transaction of insurance," includes within the definition of "transact" the solicitation *596 or inducement of an insurance policy, the effectuation of an insurance policy, and...
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Winterthur Intern., Ltd. v. Palacios, 559 So. 2d 1214 (Fla. 3d DCA 1990).

Cited 5 times | Published | Florida 3rd District Court of Appeal | 1990 Fla. App. LEXIS 1815, 1990 WL 29490

...ation, and no basis appears on which such a limitation should be implied. This conclusion is reinforced by the fact that language employed in subsection 626.906(4), "transaction of insurance," is a defined term within the Florida Insurance Code. Id. § 624.10; see id. § 624.01 (defining Florida Insurance Code). Section 624.10, Florida Statutes, provides: "Transact" with respect to insurance includes any of the following, in addition to other applicable provisions of this code: (1) Solicitation or inducement. (2) Preliminary negotiations. (3) Effectuation of a contract of insurance. (4) Transaction of matters subsequent to effectuation of a contract of insurance and arising out of it. Section 624.10 is not limited, expressly or by implication, to transactions involving Florida residents....
...e process clause. See Burger King Corp. v. Rudzewicz, 471 U.S. 462, 105 S.Ct. 2174, 85 L.Ed.2d 528 (1985). [*] In our original opinion we concluded that the terminology employed in section 626.906(4), "transaction of insurance," is a term defined by section 624.10, Florida Statutes....
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Nat. Fed. of Ret. Persons v. Dept. of Ins., 553 So. 2d 1289 (Fla. 1st DCA 1989).

Cited 4 times | Published | Florida 1st District Court of Appeal | 1989 WL 148423

...panies for a fee. NFRP acknowledges that it "facilitates contact between an agent and a potential client" but argues that its acts do not constitute a "solicitation or inducement" within the meaning of "transacting insurance" as that term is used in section 624.10, Florida Statutes....
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East-Eur. Ins. Co. v. Borden, 884 So. 2d 233 (Fla. 2d DCA 2004).

Cited 1 times | Published | Florida 2nd District Court of Appeal | 2004 WL 1752121

...orida residents only, the court concluded that subsection (4) did not contain such a limitation. 559 So.2d at 1215. The court based its decision on the fact that subsection (4) uses the language "transaction of insurance," which the court, citing to section 624.10, Florida Statutes (1987), stated is a defined term in the Florida Insurance Code. Id. at 1215. Section 624.10, provides: "Transact" with respect to insurance includes any of the following, in addition to other applicable provisions of this code: (1) Solicitation or inducement. (2) Preliminary negotiations. (3) Effectuation of a contract of insurance. (4) Transaction of matters subsequent to effectuation of a contract of insurance and arising out of it. The court noted that "[s]ection 624.10 is not limited, expressly or by implication, to transactions involving Florida residents" and concluded that subsection (4) of section 626.906 is therefore available to a nonresident insured....
...must be a Florida resident who was issued and delivered an insurance policy in Florida. Id. at 1204-05. Not only do we disagree with the Winterthur analysis of the UIPL's statement of the legislative purpose, we also question the court's reliance on section 624.10 of the Insurance Code. The Winterthur court used section 624.10 to separate subsection (4) of section 626.906 from the "contracts" issued and delivered in Florida to a Florida resident to which subsections (1)-(3) are clearly aimed....
...ll of its parts.'" Jones v. ETS of New Orleans, Inc., 793 So.2d 912, 914-15 (Fla.2001) (quoting Acosta v. Richter, 671 So.2d 149, 153-54 (Fla.1996)). Subsections (1)-(3) place a residency limitation on the very activities that are encompassed within section 624.10's definition of "transact." To construe subsection (4) to include, without limitation, the same activities subject to the residency limitation of subsections (1)-(3) is to render subsections (1)-(3) meaningless....
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Advantage Gen. Ins. v. KILN/QBE Int'l, 8 So. 3d 1213 (Fla. 4th DCA 2009).

Cited 1 times | Published | Florida 4th District Court of Appeal | 2009 Fla. App. LEXIS 3860, 2009 WL 1139247

...In making this purchase of reinsurance, Advantage was not "transacting insurance" within the meaning of the Florida Insurance Code, which defines "transacting insurance" as, among other things, "solicitation or inducement," "preliminary negotiations," and "effectuation of a contract of insurance." § 624.10(1)-(3), Fla....
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Hassneh Ins. Co. of Israel, Ltd. v. Plastigone Tech., Inc., 623 So. 2d 1223 (Fla. Dist. Ct. App. 1993).

Published | District Court of Appeal of Florida | 1993 Fla. App. LEXIS 9172, 1993 WL 347452

165613 MIAMI, FL 33176 U.S.A. According to section 624.10, Florida Statutes (1991), a transaction of

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 624 in the context of insurance disputes and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.