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Florida Statute 624.04 - Full Text and Legal Analysis
Florida Statute 624.04 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 624.04 Case Law from Google Scholar Google Search for Amendments to 624.04

The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS
View Entire Chapter
624.04 “Person” defined.“Person” includes an individual, insurer, company, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, service representative, adjuster, and every legal entity.
History.s. 4, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 15, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 69, ch. 2003-1; s. 11, ch. 2003-267; s. 4, ch. 2003-281.

F.S. 624.04 on Google Scholar

F.S. 624.04 on CourtListener

Amendments to 624.04


Annotations, Discussions, Cases:

Cases Citing Statute 624.04

Total Results: 12  |  Sort by: Relevance  |  Newest First

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Underwriters at Lloyd's, London v. Osting-Schwinn, 613 F.3d 1079 (11th Cir. 2010).

Cited 214 times | Published | Court of Appeals for the Eleventh Circuit | 2010 U.S. App. LEXIS 16746, 2010 WL 3056606

...*1085 Finally, the district court noted that "federal and state courts have allowed numerous cases to proceed in which Underwriters at Lloyd's, London was a party," and that the Florida legislature had "acknowledged Lloyd's importance in commerce by declaring them a person under the Florida Insurance Code § 624.04." Id....
...ortional amount of loss. See Lloyd's Act, 1982, c. 14, § 8(1). See also Corfield, 355 F.3d at 858-59; Squibb, 160 F.3d at 928-29. Finally, the district court noted that Florida law has "declar[ed] [Lloyd's] a person under the Florida Insurance Code § 624.04," which the district court considered a "recognition of Lloyd's ability to bring suit." Underwriters at Lloyd's, 2006 WL 947815, at *2....
...See also Great Southern, 177 U.S. at 454-57, 20 S.Ct. 690 (holding that a limited partnership association that was given the ability to sue and be sued in its own name under state law was not a citizen of that state for diversity purposes). Indeed, § 624.04 of the Florida Statutes also defines a "partnership" as a "person," but no one could reasonably contend that to determine a partnership's citizenship "for diversity purposes, ......
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Auto-Owners Ins. Co. v. Conquest, 658 So. 2d 928 (Fla. 1995).

Cited 14 times | Published | Supreme Court of Florida | 20 Fla. L. Weekly Supp. 312, 1995 Fla. LEXIS 1124, 1995 WL 392866

...The trial court dismissed all three counts with prejudice for failing to state a cause of action. Conquest, 637 So.2d at 41-42 (footnote omitted). The district court affirmed the dismissals of counts II and III. Auto-Owners seeks review of the district court's reversal of the dismissal of count I, which pertains to sections 624.04, 624.155(1)(a)1., and 626.9541(1)(i)3. a., c., d., Florida Statutes (1993). Section 624.04 defines "person" as used in the Florida Insurance Code and states that: "Person" includes an individual, insurer, company, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicat...
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Bortell v. White Mountains Ins. Grp., Ltd., 2 So. 3d 1041 (Fla. 4th DCA 2009).

Cited 8 times | Published | Florida 4th District Court of Appeal | 2009 Fla. App. LEXIS 578, 2009 WL 187708

...Inc. v. Frank J. Rooney, Inc., 654 So.2d 911, 914 (Fla. 1995). Here, section 624.155(1) provides, "Any person may bring a civil action against an insurer when such person is damaged" in a manner enumerated in section 624.155(1). (emphasis supplied). Section 624.04 defines "person" as "an individual, insurer, company, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, service...
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Allstate Floridian v. Off. of Ins. Reg., 981 So. 2d 617 (Fla. 1st DCA 2008).

Cited 4 times | Published | Florida 1st District Court of Appeal | 2008 WL 2048349

...rate in the investigation. Because the IFO meets the requirements of section 120.60(6), Florida Statutes, it is AFFIRMED and the stay is lifted. BROWNING, C.J., and LEWIS, J., concur. NOTES [1] "Person" is defined, in part, to include "insurer." See § 624.04, Fla....
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Underwood Anderson & Assocs., Inc. v. Lillo's Italian Restaurant, Inc., 36 So. 3d 885 (Fla. 1st DCA 2010).

Cited 1 times | Published | Florida 1st District Court of Appeal | 2010 Fla. App. LEXIS 7700, 2010 WL 2219727

...• "Person," used in the definition of "insurer" includes "an individual, insurer, company, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, service representative, adjuster, and every legal entity." § 624.04, Fla....
...• To "transact" insurance includes: solicitation or inducement; preliminary negotiations; effectuation of a contract of insurance; and/or transaction of matters subsequent to effectuation of a contract of insurance and arising out of it. The restaurant contends that because its agent was a "person" under section 624.04, and the definition of "insurer" includes a "person," the agent was an "insurer." This premise is strengthened, the restaurant claims, because it is undisputed that the agent "transacts" insurance....
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Benson v. QBE Ins., 61 F. Supp. 3d 1277 (S.D. Fla. 2014).

Published | District Court, S.D. Florida | 2014 U.S. Dist. LEXIS 165822, 2014 WL 6621068

...ny, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, service representative, adjuster, and every legal entity.” Fla. Stat. § 624.04 ....
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Cont'l Janitorial Corp. v. Nationwide Underwriters, Inc., 368 So. 2d 112 (Fla. Dist. Ct. App. 1979).

Published | District Court of Appeal of Florida | 1979 Fla. App. LEXIS 14213

...(3) Where so awarded, compensation or fees of the attorney shall be included in the judgment or decree rendered in the case. In order for petitioner to be entitled to the attorneys fees we must determine respondent is an insurer under Sections 624.03 and 624.04, Florida Statutes (1977)....
...he policy which was at issue in the lower court was countersigned by respondent as agent for (it said “authorized representative”) the carrier; and because respondent was acting, at least, as a service representative (a mentioned “person” in Section 624.04, Florida Statutes (1977)), by collecting premiums....
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Underwriters at LaConcorde v. Airtech Servs., Inc., 493 So. 2d 428 (Fla. 1986).

Published | Supreme Court of Florida | 11 Fla. L. Weekly 300, 1986 Fla. LEXIS 2315

interest does not arise. Plaintiff relies on section 624.04, Florida Statutes (1979), as support for the
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Perdido Sun Condo. Ass'n v. Citizens Prop. Ins. Corp., 129 So. 3d 1210 (Fla. 1st DCA 2014).

Published | Florida 1st District Court of Appeal | 2014 WL 258899, 2014 Fla. App. LEXIS 696

..." ‘Insurer’ includes every person engaged as an indemnitor, surety, or contractor in the business of entering into contracts of insurance or of annuity.” § 627.03, Fla. Stat. " ‘Person’ includes an individual, insurer, company!,] ... corporation!,] ... and every legal entity.” § 624.04, Fla....
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Ago (Fla. Att'y Gen. 1976).

Published | Florida Attorney General Reports

...orporations having regional home offices in Florida. Section 624.03 , F. S., defines "insurer" as "every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or of annuity." (Emphasis supplied.) Section 624.04 , F....
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Underwriters of Lloyd's v. Carol Osting-Schwinn (11th Cir. 2010).

Published | Court of Appeals for the Eleventh Circuit

...9 numerous cases to proceed in which Underwriters at Lloyd’s, London was a party,” and that the Florida legislature had “acknowledged Lloyd’s importance in commerce by declaring them a person under the Florida Insurance Code § 624.04.” Id. Thereafter, on September 30, 2008, the district court granted the underwriting syndicates’ motion for summary judgment, holding that they and Osting-Schwinn had formed an enforceable out-of-court settlement, directing th...
...of loss. See Lloyd’s Act, 1982, c. 14, § 8(1). See also Corfield, 355 F.3d at 858-59; Squibb, 160 F.3d at 928-29. Finally, the district court noted that Florida law has “declar[ed] [Lloyd’s] a person under the Florida Insurance Code § 624.04,” which the district court considered a “recognition of Lloyd’s ability to bring suit.” Underwriters at Lloyd’s, 2006 WL 947815, at *2....
...1962) (emphasis added). See also Great Southern, 177 U.S. at 454-57 (holding that a limited partnership association that was given the ability to sue and be sued in its own name under state law was not a citizen of that state for diversity purposes). Indeed, § 624.04 of the Florida Statutes also defines a “partnership” as a “person,” but no one could reasonably contend that to determine a partnership’s citizenship “for diversity purposes, ....
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Underwriters at LaConcorde v. Airtech Servs., Inc., 468 So. 2d 386 (Fla. Dist. Ct. App. 1985).

Published | District Court of Appeal of Florida | 10 Fla. L. Weekly 1048, 1985 Fla. App. LEXIS 13598

...*390 As to Airtech’s remaining point, we find no merit in the assertion that Underwriters was neither a legal entity nor the real party in interest. See Holyoke Mutual Insurance Co. v. Concrete Equipment, 394 So.2d 193 (Fla. 3d DCA), review denied, 402 So.2d 609 (Fla.1981); Fla.R.Civ.P. 1.210(a); § 624.04, Fla.Stat....

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 624 in the context of insurance disputes and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.