Arrestable Offenses / Crimes under Fla. Stat. 324.022
S324.022 - NONMOVING TRAFFIC VIOL - FAIL TO HAVE MTR VEH LIABILITY INSURANCE - M: S
CopyCited 193 times | Published | Supreme Court of Florida | 2003 WL 22966277
...The Legislature has determined that the risk of loss from automobile accidents is best borne by automobile liability insurance. To that end, every automobile owner is required to carry automobile liability coverage or otherwise comply with the financial responsibility law. See § 324.022, Fla....
CopyCited 22 times | Published | District Court, M.D. Florida | 2007 U.S. Dist. LEXIS 15335, 2007 WL 686625
...United States v. DBB, Inc.,
180 F.3d 1277, 1281 (11th Cir.1999) ("We do not look at one word or term in isolation, but instead we look to the entire statutory context."). [10] See Plaintiff's Memorandum in Opposition, P. 7. [11] See also Fla. Stat. §
324.022 (the requirement of having sufficient financial responsibility for property damage can be met by having an insurance policy that provides coverage in the amount of at least $30,000 for combined property damage and bodily injury liability for any one crash), and Fla....
CopyCited 3 times | Published | Supreme Court of Florida | 18 Fla. L. Weekly Supp. 107, 1993 Fla. LEXIS 169, 1993 WL 32053
...of ability to respond in damages for liability on account of accidents arising out of the use of a motor vehicle: (a) In the amount of $10,000 because of bodily injury to, or death of, one person in any one accident. [4] The appellants also cite to "section 324.022, Florida Statutes, (1986)" to support their contention that as an operator of a motor vehicle registered in Florida Grant was required to maintain liability insurance up to $10,000. However, section 324.022, Florida Statutes (Supp....
CopyCited 1 times | Published | Florida 4th District Court of Appeal | 2011 Fla. App. LEXIS 7171, 2011 WL 1878009
...ury liability and property damage liability shall contain limits of not less than $1 million." Id. Nothing in Chapter 324 precludes a long-term motor vehicle lessee from obtaining only the minimum coverage required for financial responsibility under section 324.022....
CopyCited 1 times | Published | District Court, N.D. Florida | 2016 U.S. Dist. LEXIS 84024, 2016 WL 3360431
...to keep a tag and be legal”) (doc. 58 at 16-17), which in Florida (surprisingly) is only Personal Injury Protection ("PIP”) coverage under Florida’s “no fault” law [see Fla. Stat. §§
627.730-627.7405 ], and property damage coverage under Fla. Stat. §
324.022 ....
CopyPublished | Florida 1st District Court of Appeal | 2016 Fla. App. LEXIS 14507
...316 and are expressly preempted. Chapter 316 has various statutes concerning security or insurance requirements. 7 Section
316.646 states the requirement to maintain property damage liability security, typically insurance. This section incorporates section
324.022 regarding financial responsibility for property damage. In section
324.022 motor vehicle is defined to only refer to four-wheeled vehicles, and requires owners or operators of four-wheeled vehicles to maintain $10,000 in security (again typically insurance) for damage to property of others....
CopyPublished | Florida 6th District Court of Appeal
...The essential
obligation of the Financial Responsibility Law is to “establish and maintain the
ability to respond in damages for liability . . . in the amount of $10,000 because of
damage to, or destruction of, property of others in any one crash.” § 324.022(1), Fla.
Stat....
...The obligation arises for “[e]very owner . . . of a motor vehicle required
to be registered in this state.”6 Id. The $10,000 responsibility requirement may be
satisfied “by maintaining an insurance policy providing coverage for property
6
Section 324.022 was added in 1988 and took effect October 1, 1989....
...1970) (footnote omitted); see also Grant v. N.H. Ins. Co.,
613 So. 2d
466, 471 n.4 (Fla. 1993).
8
damage liability in the amount of at least $10,000 . . . in any one accident arising out
of the use of the motor vehicle.” §
324.022(1), Fla....
...named insured . . .
to a limit of $10,000 in medical and disability benefits . . . resulting from bodily
injury . . . arising out of the ownership, maintenance, or use of a motor vehicle.”
7
For individual, private car owners, section 324.022(1) also allows
satisfaction of the responsibility requirement “by having a policy which provides
coverage in the amount of at least $30,000 for combined property damage liability
and bodily injury liability” per accident; by a Flo...
...Florida over the course of a year, even
if registration is not required. They have identical provisions requiring coverage for
any car that “has been physically present within this state for more than 90 days
during the preceding 365 days.” §§
324.022(3),
627.733(2), Fla....
CopyPublished | Florida 3rd District Court of Appeal | 2009 Fla. App. LEXIS 1958, 2009 WL 529589
...denying bodily injury coverage based on the Named Driver Exclusion. Moreover, exclusionary denial of coverage for property damage does not apply because coverage for property damage is mandatory pursuant to Florida’s Financial Responsibility Law. § 324.022, Fla....
...Bramlitt,
228 So.2d 288, 290 (Fla. 1st DCA 1969) (“When not required to be carried by law, a liability policy ... is voluntary and may contain such terms as may be agreeable to the parties.”). Since United Auto’s property damage liability coverage was statutorily mandated by section
324.022, it was prevented from excluding property damage liability coverage and it consequently paid that claim....
CopyPublished | Florida 2nd District Court of Appeal | 2011 Fla. App. LEXIS 8987, 2011 WL 2421043
...required to be registered in this state, shall ... establish and maintain the ability to respond in damages for liability on account of accidents arising out of the use of the motor vehicle in the amount of $10,000 because of damage to, or destruction of, property of others in any one crash. § 324.022, Fla....
CopyPublished | Florida 3rd District Court of Appeal | 2014 WL 21012, 2014 Fla. App. LEXIS 1
...We reverse, however, that portion of the final judgment finding no personal injury protection (“PIP”) or property damage coverage under the policy at issue because, as UA correctly points out, those particular coverages are statutorily mandated. §
627.736, Fla. Stat. (2013); §
324.022, Fla....
CopyPublished | Court of Appeals for the Eleventh Circuit
Argued: Nov 18, 2022
...arising out of the use of [a] motor vehicle.” See Fla. Stat.
USCA11 Case: 21-12062 Document: 36-1 Date Filed: 04/03/2023 Page: 8 of 23
8 Opinion of the Court 21-12062
§ 324.022(1)....
