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Florida Statute 679.609 - Full Text and Legal Analysis
Florida Statute 679.609 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 679.609 Case Law from Google Scholar Google Search for Amendments to 679.609

The 2025 Florida Statutes

Title XXXIX
COMMERCIAL RELATIONS
Chapter 679
UNIFORM COMMERCIAL CODE: SECURED TRANSACTIONS
View Entire Chapter
679.609 Secured party’s right to take possession after default.
(1) After default, a secured party:
(a) May take possession of the collateral; and
(b) Without removal, may render equipment unusable and dispose of collateral on a debtor’s premises under s. 679.610.
(2) A secured party may proceed under subsection (1):
(a) Pursuant to judicial process; or
(b) Without judicial process, if it proceeds without breach of the peace.
(3) If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties.
History.s. 7, ch. 2001-198.

F.S. 679.609 on Google Scholar

F.S. 679.609 on CourtListener

Amendments to 679.609


Annotations, Discussions, Cases:

Cases Citing Statute 679.609

Total Results: 7  |  Sort by: Relevance  |  Newest First

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Textron Fin. Corp. v. Lentine Marine Inc., 630 F. Supp. 2d 1352 (S.D. Fla. 2009).

Cited 6 times | Published | District Court, S.D. Florida | 2009 U.S. Dist. LEXIS 33874, 2009 WL 1064839

...Gelco Corp., 976 So.2d 97, 101 (Fla. 5th Dist.Ct.App.2008). Under Article 9 of the Uniform Commercial Code, as codified in the Florida statute governing default on security obligations, a secured party may take possession of collateral after a default. § 679.609, Fla....
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S. Developers & Earthmoving, Inc. v. Caterpillar Fin. Servs. Corp., 56 So. 3d 56 (Fla. 2d DCA 2011).

Cited 5 times | Published | Florida 2nd District Court of Appeal | 2011 Fla. App. LEXIS 2216, 2011 WL 637332

...Notably, the judgment contains no finding of fact as to whether either sale of the repossessed equipment was conducted in a commercially reasonable manner. Southern and Gill now seek review of this final judgment. Under Article 9 of the Uniform Commercial Code, as codified in section 679.609(1), Florida Statutes (2006), a secured party, such as CAT, may take possession of collateral after a default by the debtor....
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Daniel v. Morris, 181 So. 3d 1195 (Fla. 5th DCA 2015).

Cited 3 times | Published | Florida 5th District Court of Appeal | 2015 Fla. App. LEXIS 18132, 2015 WL 7782828

...ly outside the context of medical malpractice, 3 the doctrine does not apply to this particular factual scenario. A secured party may take possession of the collateral with or without judicial process if it can be done without a breach of the peace. § 679.609(2)(b), Fla....
...(2012). Creditors electing peaceful repossession over replevin are liable for any negligence during the repossession. See S. Indus. Sav. Bank v. Greene, 224 So.2d 416, 418 (Fla. 3d DCA 1969). A creditor’s duty to repossess peacefully, imposed by section 679.609(2)(b), Florida Statutes,' is a nondelegable duty, and a creditor cannot avoid liability for a tortious repossession by hiring an independent contractor to repossess the vehicle....
...e during a repossession extends to third parties injured during the repossession attempt (citing Sammons, 599 So.2d at 1020 )). Here, BankFirst, as the creditor, had a nondelegable duty 4 to ensure that the repossession did not breach the peace. See § 679.609(2)(b), Fla....
...ring the repossession that breaches the peace). Accordingly, in the *1200 absence of allegations of a breach of the peace, Associated Investigators’ entry, onto the land before March 6, 2012, through Morris, was covered by the limited privilege in section 679.609(2)(b), Florida Statutes....
...Ramada Inn, Inc., 665 So.2d 268, 270-71 (Fla. 3d DCA 1995). This liability does not extend to all torts committed by the independent contractor, but only to those that breach the nondelegable duty. Id. at 271 (citing Williams v. Wometco Enters., 287 So.2d 353, 354 (Fla. 3d DCA 1973)). .Section 679.609(2)(b) conveys a limited privilege for the creditor to enter onto the debtor’s land to repossess secured property provided the entry and repossession is without a breach of the peace....
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Spellman v. Indep. Bankers' Bank of Florida, 161 So. 3d 505 (Fla. 5th DCA 2014).

Cited 2 times | Published | Florida 5th District Court of Appeal | 84 U.C.C. Rep. Serv. 2d (West) 333, 2014 Fla. App. LEXIS 12143, 2014 WL 3871264

...Rather, IBBF can only obtain a deficiency judgment if it can demonstrate to the trial court that the fair market value of the Shares was less than the amount of the debt as of the dates of dispositions. We disagree. Under Article 9 of the Uniform Commercial Code (U.C.C.), as codified in section 679.609(1), Florida Statutes (2009), a secured party, such as IBBF, may take possession of collateral after a debtor’s default....
...Further, contrary to SIT’s position, IBBF is entitled to a money judgment for the full amount of the indebtedness, and is not restricted to seeking a deficiency judgment. The U.C.C. provides that once default has occurred, a secured creditor is authorized to take or retain possession of the collateral. § 679.609(1)(a) & (2), Fla....
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Am. Atl. Transmission v. Nice Car, Inc., 112 So. 3d 639 (Fla. 4th DCA 2013).

Cited 2 times | Published | Florida 4th District Court of Appeal | 2013 WL 1748538, 2013 Fla. App. LEXIS 6556

...stitutes a request for hearing as contemplated by subsection 713.585(5), and for further proceedings in accordance with that section. Reversed and Remanded. GROSS, and STONE, BARRY J„ Senior Judge, concur. . The Dealers Association points out that section 679.609 of the Uniform Commercial Code allows a secured party to retake possession of its collateral after default without resorting to judicial process, if it can be done without a breach of the peace....
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William a. Hohns, Marcellus Rambo Benson, Jr., Kathlene Hohns, Jordan J. Reardon, Patrick Hohns, & Mark F. Bernard Vs Joe Lee Thompson (Fla. 5th DCA 2022).

Published | Florida 5th District Court of Appeal

...Hohns’ failure to file a lawsuit on the note. In support, the Toyosity defendants explained that the plain language of the note provides the mechanism by which Thompson’s interest was transferred to Hohns. The Toyosity defendants further emphasized that section 679.609(1)(a), Florida Statutes, supports that transfer, as that section provides that a secured party may take possession of collateral without judicial process if it proceeds 7 without breach of the peace....
...To the contrary, long-standing Florida law as applied to the undisputed facts presented in the Brevard 8 County case demonstrate that Thompson had been divested of his interest in Toyosity by virtue of his default under the note. Section 679.609, Florida Statutes, provides that, after default, a secured party may take possession of the collateral without judicial process “if it proceeds without breach of the peace.” § 679.609(1)(a), (2)(b), Fla....
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Justin Mooney & Katarina A. Korray v. Color Le Palais of Boynton Beach Homeowners Ass'n, Inc. (Fla. 4th DCA 2025).

Published | Florida 4th District Court of Appeal

...Rather than encouraging parties to resort to self-help remedies, Florida law has placed limitations on its use. For example, in article 9 of Florida’s Uniform Commercial Code, self- help is limited to situations where it can be accomplished without a breach of the peace. Section 679.609, Florida Statutes (2025), states that after default, a secured party “[m]ay take possession of the collateral” “[w]ithout judicial process, if it proceeds without breach of the peace.” § 679.609(1)(a) & (2)(b), Fla....

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. For legal consultation, call 904-383-7448.