Florida Statute 673.3091 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXIX
COMMERCIAL RELATIONS

Chapter 673
UNIFORM COMMERCIAL CODE: NEGOTIABLE INSTRUMENTS

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F.S. 673.3091

673.3091 Enforcement of lost, destroyed, or stolen instrument.—

(1) A person not in possession of an instrument is entitled to enforce the instrument if:

(a) The person seeking to enforce the instrument was entitled to enforce the instrument when loss of possession occurred, or has directly or indirectly acquired ownership of the instrument from a person who was entitled to enforce the instrument when loss of possession occurred;

(b) The loss of possession was not the result of a transfer by the person or a lawful seizure; and

(c) The person cannot reasonably obtain possession of the instrument because the instrument was destroyed, its whereabouts cannot be determined, or it is in the wrongful possession of an unknown person or a person that cannot be found or is not amenable to service of process.

(2) A person seeking enforcement of an instrument under subsection (1) must prove the terms of the instrument and the person’s right to enforce the instrument. If that proof is made, s. 673.3081 applies to the case as if the person seeking enforcement had produced the instrument. The court may not enter judgment in favor of the person seeking enforcement unless it finds that the person required to pay the instrument is adequately protected against loss that might occur by reason of a claim by another person to enforce the instrument. Adequate protection may be provided by any reasonable means.

History.—s. 2, ch. 92-82; s. 1, ch. 2004-3.

F.S. 673.3091 on Google Scholar

F.S. 673.3091 on CourtListener

Amendments to 673.3091

Annotations, Discussions, Cases:

Cases Citing Statute 673.3091

Total Results: 94

Servedio v. US Bank National Ass'n

46 So. 3d 1105, 2010 Fla. App. LEXIS 16267, 2010 WL 4226399

District Court of Appeal of Florida | Filed: Oct 27, 2010 | Docket: 2402173

Cited 17 times | Published

or seek to reestablish the lost note under section 673.3091, Florida Statutes. State St. Bank & Trust

Wolkoff v. American Home Mortgage Servicing, Inc.

153 So. 3d 280, 2014 Fla. App. LEXIS 8265, 2014 WL 2378662

District Court of Appeal of Florida | Filed: May 30, 2014 | Docket: 60245218

Cited 16 times | Published

evidence of the terms of a lost note under section 673.3091(2), Florida Statutes (2007), or its right

Perry v. Fairbanks Capital Corp.

888 So. 2d 725, 2004 Fla. App. LEXIS 18863, 2004 WL 2827080

District Court of Appeal of Florida | Filed: Dec 10, 2004 | Docket: 1697260

Cited 15 times | Published

lost document must be reestablished under section 673.3091, Florida Statutes (2002). See Mason v. Rubin

Deakter v. Menendez

830 So. 2d 124, 2002 WL 2008195

District Court of Appeal of Florida | Filed: Sep 4, 2002 | Docket: 471439

Cited 15 times | Published

to enforce a lost note under Florida Statute § 673.3091 because Plaintiff is unable to show (i) he was

Gee v. US BANK NAT. ASS'N

72 So. 3d 211

District Court of Appeal of Florida | Filed: Sep 30, 2011 | Docket: 1443348

Cited 12 times | Published

or seek to reestablish the lost note under section 673.3091, Florida Statutes (2010). State St. Bank &

Lawyers Title Ins. Co., Inc. v. Novastar Mortg., Inc.

862 So. 2d 793, 2003 WL 22799148

District Court of Appeal of Florida | Filed: Nov 26, 2003 | Docket: 1762577

Cited 10 times | Published

negotiable instrument without reestablishing it. See § 673.3091, Fla. Stat. (2003). Pursuant to this statute

Mortgage Electronic Registration Systems, Inc. v. Badra

991 So. 2d 1037, 2008 WL 4568031

District Court of Appeal of Florida | Filed: Oct 15, 2008 | Docket: 2525768

Cited 9 times | Published

be re-established under the 2004 version of section 673.3091, Florida Statutes, notwithstanding an earlier

Beaumont v. BANK OF NEW YORK MELLON

81 So. 3d 553, 2012 WL 511288, 2012 Fla. App. LEXIS 2452

District Court of Appeal of Florida | Filed: Feb 17, 2012 | Docket: 2413680

Cited 8 times | Published

to reestablish the note and recover on it. See § 673.3091, Fla. Stat. (2010). This required Mellon to show

Thomas Franklin v. Bank of America, N.A., Successor in etc.

202 So. 3d 923, 2016 Fla. App. LEXIS 15582

District Court of Appeal of Florida | Filed: Oct 19, 2016 | Docket: 4480284

Cited 7 times | Published

or seek to reestablish the lost note under section 673.3091, Florida Statutes.” Servedio v. U.S

Figueroa v. Federal National Mortgage Ass'n

180 So. 3d 1110, 2015 Fla. App. LEXIS 18135, 2015 WL 7780850

District Court of Appeal of Florida | Filed: Dec 4, 2015 | Docket: 60252294

Cited 7 times | Published

reestablish the supposedly lost note. Pursuant to section 673.3091(1), Florida Statutes (2014), a person not

Dasma Investments, LLC v. Realty Associates Fund III, L.P.

459 F. Supp. 2d 1294, 2006 U.S. Dist. LEXIS 94865, 2006 WL 3102818

District Court, S.D. Florida | Filed: Oct 30, 2006 | Docket: 2292884

Cited 7 times | Published

or reestablish the note pursuant to Fla. Stat. § 673.3091. If it is not in possession of the original note

State Street Bank and Trust Co. v. Lord

851 So. 2d 790, 2003 WL 21697417

District Court of Appeal of Florida | Filed: Jul 23, 2003 | Docket: 1691480

Cited 7 times | Published

not otherwise satisfy the requirements of section 673.3091, Florida Statutes, at the time of the assignment

Gorel v. Bank of New York Mellon

165 So. 3d 44, 2015 WL 2129505

District Court of Appeal of Florida | Filed: May 8, 2015 | Docket: 60248197

Cited 6 times | Published

the note who is entitled to enforce under section 673.3091, Florida Statutes. Thus, “[t]he party that

National Loan Investors v. Joymar Assoc.

767 So. 2d 549, 42 U.C.C. Rep. Serv. 2d (West) 764, 2000 Fla. App. LEXIS 10753, 2000 WL 1188313

District Court of Appeal of Florida | Filed: Aug 23, 2000 | Docket: 1194448

Cited 6 times | Published

enforce it when loss of possession occurred." § 673.3091, Fla. Stat. (1999). We see no reason why this

Guerrero v. Chase Home Finance, LLC.

83 So. 3d 970, 2012 WL 932991, 2012 Fla. App. LEXIS 4356

District Court of Appeal of Florida | Filed: Mar 21, 2012 | Docket: 2416584

Cited 5 times | Published

satisfy the requirements of such a claim. See § 673.3091(2), Fla. Stat. (2010) (stating "[t]he court may

Feltus v. US BANK NAT. ASS'N

80 So. 3d 375

District Court of Appeal of Florida | Filed: Jan 27, 2012 | Docket: 2544527

Cited 5 times | Published

count to reestablish the note pursuant to section 673.3091, Florida Statutes (2009), U.S. Bank alleged

Citibank, N.A. v. Dalessio

756 F. Supp. 2d 1361, 2010 WL 5137601

District Court, M.D. Florida | Filed: Dec 10, 2010 | Docket: 2344031

Cited 4 times | Published

reestablish the lost note under Florida Statute Section 673.3091. State Street Bank and Trust Co. v. Lord,

Boumarate v. HSBC Bank USA, N.A.

172 So. 3d 535, 2015 Fla. App. LEXIS 12026, 2015 WL 4769304

District Court of Appeal of Florida | Filed: Aug 14, 2015 | Docket: 60250086

Cited 3 times | Published

entitlement to enforce the lost note under section 673.3091, Florida Statutes (2014). Specifically, the

Aum Shree of Tampa, LLC v. HSBC Bank USA (In Re Aum Shree of Tampa, LLC)

449 B.R. 584, 2011 WL 1883031

United States Bankruptcy Court, M.D. Florida | Filed: May 17, 2011 | Docket: 168186

Cited 3 times | Published

entitled to enforce the instrument pursuant to Section 673.3091 or Section 673.4181. A person may be a person

Slizyk v. Smilack

825 So. 2d 428, 2002 WL 1370114

District Court of Appeal of Florida | Filed: Jun 26, 2002 | Docket: 1312303

Cited 3 times | Published

note and mortgage and did not comply with section 673.3091, Florida Statutes (1997), concerning lost

Mason v. Rubin

727 So. 2d 283, 1999 WL 69575

District Court of Appeal of Florida | Filed: Feb 10, 1999 | Docket: 1730044

Cited 3 times | Published

instrument is governed by a different statute, section 673.3091, Florida Statutes (1993). The latter statute

U.S. Bank, National Ass'n v. Angeloni

199 So. 3d 492, 2016 Fla. App. LEXIS 13211, 2016 WL 4540805

District Court of Appeal of Florida | Filed: Aug 31, 2016 | Docket: 60256612

Cited 2 times | Published

requirements of re-establishing the lost note. Section 673.3091(l)(a)-(c), Florida Statutes (2014) provides:

Home Outlet, LLC v. U.S. Bank National Ass'n

194 So. 3d 1075, 2016 Fla. App. LEXIS 9682, 2016 WL 3452532

District Court of Appeal of Florida | Filed: Jun 24, 2016 | Docket: 3091563

Cited 2 times | Published

179 So.3d 416, 417 (Fla. 1st DCA 2015). Section 673.3091, Florida Statutes (2012), sets out the requirements

Seidler v. Wells Fargo Bank, N.A.

179 So. 3d 416, 2015 Fla. App. LEXIS 16918, 2015 WL 7008174

District Court of Appeal of Florida | Filed: Nov 12, 2015 | Docket: 60251755

Cited 2 times | Published

finding that a lost note is reestablished, under section 673.3091, Florida Statutes, is reversible upon the

Nationstar Mortgage, LLC v. Zorie

146 So. 3d 1209, 2014 Fla. App. LEXIS 13461, 2014 WL 4249747

District Court of Appeal of Florida | Filed: Aug 29, 2014 | Docket: 60242817

Cited 2 times | Published

a lost or destroyed promissory note under section 673.3091, Florida Statutes (2008). On December 11,

Richards v. HSBC Bank USA

91 So. 3d 233, 2012 WL 2359656, 2012 Fla. App. LEXIS 10101

District Court of Appeal of Florida | Filed: Jun 22, 2012 | Docket: 60309849

Cited 2 times | Published

court or seek to reestablish the note under section 673.3091, Florida Statutes (2010). Id. If the note

Connie L. Mielke and Blair C. Mielke v. Deutsche Bank National Trust Company, etc.

264 So. 3d 249

District Court of Appeal of Florida | Filed: Jan 10, 2019 | Docket: 8488328

Cited 1 times | Published

requirements for enforcing a lost note pursuant to section 673.3091, Florida Statutes, do not create an independent

Santos v. HSBC Bank USA

258 So. 3d 535

District Court of Appeal of Florida | Filed: Oct 31, 2018 | Docket: 8110453

Cited 1 times | Published

evidence to support the indemnity required under section 673.3091(2) of the Florida Statutes, our review is

FREDERICK SABIDO and JONELLE SABIDO v. THE BANK OF NEW YORK MELLON, ETC.

241 So. 3d 865

District Court of Appeal of Florida | Filed: Dec 20, 2017 | Docket: 6244889

Cited 1 times | Published

note pursuant to the lost note statute. Section 673.3091(1), Florida Statutes (2016) provides:

DiGiovanni v. Deutsche Bank National Trust Company

226 So. 3d 984, 2017 WL 1277737, 2017 Fla. App. LEXIS 4579

District Court of Appeal of Florida | Filed: Apr 5, 2017 | Docket: 4669312

Cited 1 times | Published

instrument when loss of possession occurred.” § 673.3091(1)(a), Fla. Stat. (2014). And because Deutsche

Nationstar Mortgage, LLC v. U.N. Kee Wing

210 So. 3d 216, 2017 WL 378593, 2017 Fla. App. LEXIS 848

District Court of Appeal of Florida | Filed: Jan 27, 2017 | Docket: 4579966

Cited 1 times | Published

required to satisfy the requirements detailed in section 673.3091, Florida Statutes (2015), to prevail.

Luiz v. Lynx Asset Services, LLC

198 So. 3d 1102, 90 U.C.C. Rep. Serv. 2d (West) 665, 2016 Fla. App. LEXIS 12795, 2016 WL 4445941

District Court of Appeal of Florida | Filed: Aug 24, 2016 | Docket: 60256400

Cited 1 times | Published

establishing the lost note requirements of section 673.3091, Lynx was required to show that Liquidation

Bank of America, N.A. v. Nash

200 So. 3d 131, 2016 Fla. App. LEXIS 6973, 2016 WL 2596015

District Court of Appeal of Florida | Filed: May 6, 2016 | Docket: 3063757

Cited 1 times | Published

the note who is entitled to enforce under section 673.3091, Florida'Statutes. Thus, “[t]he party that

Blitch v. Freedom Mortgage Corp.

185 So. 3d 645, 2016 Fla. App. LEXIS 1569, 2016 WL 455737

District Court of Appeal of Florida | Filed: Feb 5, 2016 | Docket: 3034024

Cited 1 times | Published

may be provided by any reasonable means. § 673.3091, Fla. Stat. (2014) (emphasis added). As this

Elsman v. HSBC BANK USA

182 So. 3d 770, 2015 Fla. App. LEXIS 19500, 2015 WL 9491875

District Court of Appeal of Florida | Filed: Dec 31, 2015 | Docket: 60252816

Cited 1 times | Published

the note who is entitled to enforce under section 673.3091, Florida Statutes. . Gorel, 165 So.3d at 46

David Lee Ham, Jr. v. Nationstar Mortgage, LLC.

164 So. 3d 714, 2015 WL 2189768

District Court of Appeal of Florida | Filed: May 26, 2015 | Docket: 2659801

Cited 1 times | Published

sought to “reestablish a promissory note under Section 673.3091, Florida Statutes,” that it was the owner

Delia v. GMAC Mortgage Corp.

161 So. 3d 554, 2014 Fla. App. LEXIS 16944, 2014 WL 5284995

District Court of Appeal of Florida | Filed: Oct 17, 2014 | Docket: 60247200

Cited 1 times | Published

the issue of adequate protection. We agree.1 Section 673.3091, Florida Statutes (2013), governs the enforcement

Correa v. U.S. Bank National Ass'n

118 So. 3d 952, 2013 WL 4033634, 2013 Fla. App. LEXIS 12482

District Court of Appeal of Florida | Filed: Aug 9, 2013 | Docket: 60233495

Cited 1 times | Published

lost note we look to section 673.3091, Florida Statutes (2007). Section 673.3091(1) provides as follows:

Bank of New York Trust Co., N.A. v. Rodgers

79 So. 3d 108, 2012 Fla. App. LEXIS 541, 2012 WL 126572

District Court of Appeal of Florida | Filed: Jan 18, 2012 | Docket: 2526032

Cited 1 times | Published

promissory note was lost or by what entity- Section 673.3091 of the Florida Statutes (2004), titled “Enforcement

Gee v. U.S. Bank National Ass'n

72 So. 3d 211, 2011 Fla. App. LEXIS 15428

District Court of Appeal of Florida | Filed: Sep 30, 2011 | Docket: 60303220

Cited 1 times | Published

or seek to reestablish the lost note under section 673.3091, Florida Statutes (2010). State St. Bank &

Trste, LLC as Trustee of the Seminole County Summit Ridge 404 106 Land Trust v. U.S. Bank, National Association

District Court of Appeal of Florida | Filed: Apr 25, 2025 | Docket: 69942243

Published

sought to reestablish a lost note pursuant to section 673.3091, Florida Statutes (2020). Bank amended its

Rosa M. Garcia v. Deutsche Bank National Trust Company, Etc.

District Court of Appeal of Florida | Filed: Jan 8, 2025 | Docket: 69525628

Published

entitled to enforce the lost note pursuant to section 673.3091, Florida Statutes.”) (quoting Spicer v. Ocwen

SHEDDF2-FL1, LLC v. New Miami Court, Inc., Etc.

District Court of Appeal of Florida | Filed: Jan 8, 2025 | Docket: 69525626

Published

protection may be provided by any reasonable means. § 673.3091, Fla. Stat. The lender here relied not only on

SHEDDF2-FL1, LLC v. New Miami Court, Inc., Etc.

District Court of Appeal of Florida | Filed: Jan 8, 2025 | Docket: 69525626

Published

protection may be provided by any reasonable means. § 673.3091, Fla. Stat. The lender here relied not only on

Krapff, Gray, and Nightengale Properties, LLC v. Wilmington Trust, National Association, Etc.

District Court of Appeal of Florida | Filed: Dec 18, 2024 | Docket: 69477351

Published

substantial evidence.”) (internal citations omitted); § 673.3091, Fla. Stat. (2023).

U. S. BANK TRUST, N. A., AS TRUSTEE, LSF9 MASTER PARTICIPATION TRUST v. RODRIGUEZ, UNITED STATES OF AMERICA, ON BEHALF OF HOUSING AND URBAN DEV.

District Court of Appeal of Florida | Filed: Nov 22, 2024 | Docket: 69404293

Published

Bank had to reestablish the lost note. Under section 673.3091(1), Florida Statutes (2017), it was required

VFS Leasing Co. v. Markel Insurance Company

Court of Appeals for the Eleventh Circuit | Filed: Oct 30, 2024 | Docket: 68313371

Published

Argued: Mar 7, 2024

UCC provision of § 3-309 (Fla. Stat. § 673.3091) is not applicable here. USCA11 Case: 22-13338

Unknown Trustee of The Ledon Family Irrevocable Gift Trust Agreement, etc. v. Mortgageit Mortgage Loan Trust, etc.

District Court of Appeal of Florida | Filed: Aug 7, 2024 | Docket: 68968042

Published

plaintiff may establish the requirements under section 673.3091(1), Florida Statutes, for reestablishing

Chester Greunke v. The Bank of New York Mellon, etc.

District Court of Appeal of Florida | Filed: Jul 17, 2024 | Docket: 68950378

Published

LOBREE, JJ. PER CURIAM. Affirmed. See § 673.3091, Fla. Stat. (2019); Wells Fargo Bank, N.A. v

Mary Djurasevic, etc. v. Ronald Thompson

District Court of Appeal of Florida | Filed: Jun 19, 2024 | Docket: 68867488

Published

person's right to enforce the instrument.” (quoting § 673.3091(2), Fla. Stat.)); McLean, 79 So. 3d at 173 (holding

THE BANK OF NEW YORK MELLON, etc. v. TIMOTHY M. KARDOK a/k/a TIMOTHY KARDOK

District Court of Appeal of Florida | Filed: Jun 21, 2023 | Docket: 67515877

Published

failing to prove compliance with Florida Statute § 673.3091[(1)](a).” The bank gave notice of this appeal

FEDERAL NATIONAL MORTGAGE ASSOCIATION v. MAXIMO R. TRINIDAD and THERESA A. TRINIDAD

District Court of Appeal of Florida | Filed: Mar 15, 2023 | Docket: 67012433

Published

its entitlement to enforce the lost note. Section 673.3091(1), Florida Statutes (2017), sets forth three

DANIEL LEWIS and ROSANNA LEWIS v. US BANK NATIONAL ASSOC., ETC.

District Court of Appeal of Florida | Filed: Jun 17, 2020 | Docket: 17256302

Published

not reestablish the lost note, pursuant to section 673.3091, Florida Statutes; and it cannot rely on its

WELLS FARGO BANK, N.A. v. MARGARETH F BRICOURT

District Court of Appeal of Florida | Filed: Feb 12, 2020 | Docket: 16834855

Published

standard for reestablishing a lost note under § 673.3091(1)(c), Florida Statutes (2019), and that it met

DEUTSCHE BANK NAT'L. ASSOC. TRUST v. STEVE SMITH and ALTHEA SMITH

District Court of Appeal of Florida | Filed: Jul 17, 2019 | Docket: 15928484

Published

pursuant to section 673.3091, Florida Statutes. § 673.3011(3), Fla. Stat. (2013). Section 673.3091, Florida

FLORIDA HOLDING 4800 LLC v. LAUDERHILL LENDING, LLC

275 So. 3d 183

District Court of Appeal of Florida | Filed: Jun 26, 2019 | Docket: 15835856

Published

requirements to enforce a lost note are set forth in Section 673.3091, Florida Statutes (2017), which provides:

MBC Gospel Network, LLC, Willie Gary, Lorenzo Williams v. Florida's News Channel, LC, Evander Holyfield, Cecil Fielder, and Rick Newberger

District Court of Appeal of Florida | Filed: Apr 22, 2019 | Docket: 14973291

Published

to reestablish the lost note as required by section 673.3091, Florida Statutes.

Frank Certo and Muriel Certo v. The Bank of New York Mellon F/K/A etc.

268 So. 3d 901

District Court of Appeal of Florida | Filed: Apr 3, 2019 | Docket: 14865382

Published

instrument; i.e., had/has standing); see also § 673.3091(1)(a), (2), Fla. Stat.; Peters v. Bank of N.Y

SAMANTHA ROUSSELL v. THE BANK OF NEW YORK MELLON

263 So. 3d 100

District Court of Appeal of Florida | Filed: Feb 6, 2019 | Docket: 14536992

Published

instrument when loss of possession occurred.” § 673.3091(1)(a), Fla. Stat. (2017). The bank failed

Aquasol Condo Assoc. v. HSBC Bank USA

District Court of Appeal of Florida | Filed: Oct 31, 2018 | Docket: 8110464

Published

the note who is entitled to enforce under section 673.3091, Florida Statutes.’” (quoting Gorel v. Bank

Aquasol Condo Assoc. v. HSBC Bank USA

District Court of Appeal of Florida | Filed: Aug 15, 2018 | Docket: 7664423

Published

the note who is entitled to enforce under section 673.3091, Florida Statutes.’” (quoting Gorel v. Bank

Bank of New York v. Burgiel

248 So. 3d 237

District Court of Appeal of Florida | Filed: May 21, 2018 | Docket: 7000940

Published

the note who is entitled to enforce under section 673.3091 or section 673.4181(4), Florida Statutes

ROBERTO VIEIRA and SHAWN D. VIEIRA v. PENNYMAC CORP.

241 So. 3d 193

District Court of Appeal of Florida | Filed: Mar 21, 2018 | Docket: 6340890

Published

entitled to enforce the instrument pursuant to section 673.3091, Florida Statutes (2017). Attached to the

THOMAS DEBISH and MICHELLE DEBISH v. WELLS FARGO BANK, N.A.

240 So. 3d 16

District Court of Appeal of Florida | Filed: Mar 14, 2018 | Docket: 6333490

Published

, 185 So. 3d 645, 646–47 (Fla. 2d DCA 2016); § 673.3091(2), Fla. Stat. (2017). “Because the court’s

JAMES M. HEYWARD v. WELLS FARGO BANK, N A

238 So. 3d 930

District Court of Appeal of Florida | Filed: Mar 2, 2018 | Docket: 6322828

Published

its entitlement to enforce the note under section 673.3091, Florida Statutes (2014), which provides

Hines and Long v. New Urban Pine Road LLC

239 So. 3d 750

District Court of Appeal of Florida | Filed: Feb 21, 2018 | Docket: 6311534

Published

reestablish the lost note under Florida Statutes section 673.3091. We disagree, and affirm.1 Standing

Bank of New York Mellon v. Beaufort

238 So. 3d 365

District Court of Appeal of Florida | Filed: Dec 13, 2017 | Docket: 6240850

Published

to enforce the instrument pursuant to Florida Statute §673.3091 or Florida Statute §673.4181(4), at the

Wisman v. Nationstar Mortgage

239 So. 3d 726

District Court of Appeal of Florida | Filed: Oct 16, 2017 | Docket: 6181262

Published

is entitled to enforce the Note pursuant to F.S. 673.3091.” Nationstar attached to the complaint copies

Peters v. The Bank of New York Mellon

227 So. 3d 175, 2017 WL 2304263, 2017 Fla. App. LEXIS 7646

District Court of Appeal of Florida | Filed: May 26, 2017 | Docket: 6066405

Published

either in blank or to another party. Section 673.3091, Florida Statutes (2012), sets forth the requirements

Wilmington Savings Fund Society, FSB v. Louissaint

212 So. 3d 473, 91 U.C.C. Rep. Serv. 2d (West) 1126, 2017 WL 651816, 2017 Fla. App. LEXIS 2163

District Court of Appeal of Florida | Filed: Feb 17, 2017 | Docket: 4609710

Published

the note who is entitled to enforce under section 673.3091, Florida Statutes.” Gorel v. Bank of N.Y.

Calixte and Petit-Frere v. Federal National Mortgage Assoc.

211 So. 3d 1084, 2017 WL 608527, 2017 Fla. App. LEXIS 1995

District Court of Appeal of Florida | Filed: Feb 15, 2017 | Docket: 4585363

Published

to enforce the instrument,” as required by section 673.3091(2), Florida Statutes (2015). Accordingly,

Houk v. PennyMac Corp.

210 So. 3d 726, 2017 WL 535437, 2017 Fla. App. LEXIS 1659

District Court of Appeal of Florida | Filed: Feb 10, 2017 | Docket: 4583387

Published

lost'the Mortgage Note pursuant to Florida Statutes § 673.3091. In paragraph 25 of Count II, PennyMac alleged

Robert K. Walton v. Deutsche Bank National Trust Co., etc.

201 So. 3d 831, 2016 Fla. App. LEXIS 15547

District Court of Appeal of Florida | Filed: Oct 19, 2016 | Docket: 4480289

Published

possessed it in the past and lost such possession. § 673.3091, Fla. Stat. Mr. Walton filed an answer and an

Brian and Cynthia Poag v. Nationstar Mortgage, LLC

198 So. 3d 1002, 2016 Fla. App. LEXIS 12137, 2016 WL 4239815

District Court of Appeal of Florida | Filed: Aug 11, 2016 | Docket: 4120642

Published

prove reestablishment of the lost note under section 673.3091, Florida Statutes (2014). Because the evidence

Vicoria S. Magaldi v. Deutsche Bank National Trust Company

199 So. 3d 982, 2016 Fla. App. LEXIS 9258, 2016 WL 3268351

District Court of Appeal of Florida | Filed: Jun 15, 2016 | Docket: 3078545

Published

entitled to enforce the instrument pursuant to section] 673.3091 or s[ection] 673.4181(4).” § 673.3011, Fla

Ottoniel Cruz and Luz M. Cruz v. JP Morgan Chase Bank, National Association, etc.

199 So. 3d 992, 2016 Fla. App. LEXIS 9272, 2016 WL 3342651

District Court of Appeal of Florida | Filed: Jun 15, 2016 | Docket: 3078548

Published

(2) reestablishment of the lost note under section 673.3091. See id. *997 Here,

Esperanza Robelto and Yonis Robelto v. U.S. Bank Trust, N.A.

194 So. 3d 429, 89 U.C.C. Rep. Serv. 2d (West) 758, 2016 Fla. App. LEXIS 6850, 2016 WL 2342139

District Court of Appeal of Florida | Filed: May 4, 2016 | Docket: 3062272

Published

for reestablishment of the note pursuant to section 673.3091, Florida Statutes (2008). It attached a lost

U.S. Bank National Association v. Zacarie Benoit, Mortgage Electronic Registration Systems Incorporated, as Nominee For First Interstate Financial Corp., and Thacker Limited Partnership

190 So. 3d 235, 2016 WL 2342891, 2016 Fla. App. LEXIS 6848

District Court of Appeal of Florida | Filed: May 4, 2016 | Docket: 3062261

Published

possession of the original note. See § 673.3091, Fla. Stat. (2004). The danger that the original

Federal National Mortgage Association v. McFadyen

194 So. 3d 418, 89 U.C.C. Rep. Serv. 2d (West) 652, 2016 WL 1658773, 2016 Fla. App. LEXIS 6351

District Court of Appeal of Florida | Filed: Apr 27, 2016 | Docket: 3058480

Published

Mae “did not satisfy the requirements of Fla. Stat. 673.3091 to enforce-the lost, destroyed or stolen

Devries v. CitiMortgage Inc.

188 So. 3d 909, 2016 Fla. App. LEXIS 6440, 2016 WL 1573873

District Court of Appeal of Florida | Filed: Mar 24, 2016 | Docket: 3050055

Published

right to re-establish the. note pursuant to section 673,3091, Florida Statutes. (2009), Gorel v.

Ottoniel Cruz and Luz M. Cruz v. JP Morgan Chase Bank, National Association

District Court of Appeal of Florida | Filed: Mar 23, 2016 | Docket: 3046941

Published

(2) reestablishment of the lost note under section 673.3091. See id. Here, there was no proof that

Rincon v. HSBC Bank

District Court of Appeal of Florida | Filed: Feb 22, 2016 | Docket: 3045493

Published

the note who is entitled to enforce under section 673.3091, Florida Statutes (2012). Section 671.201(21)

Jacqueline Shaw Johnson v. Space Coast Credit Union

184 So. 3d 1247, 2016 Fla. App. LEXIS 2265, 2016 WL 625406

District Court of Appeal of Florida | Filed: Feb 17, 2016 | Docket: 3036655

Published

or seek to reestablish the lost note under section 673.3091, Florida Statutes.” Servedio v. U.S

In Re AMENDMENTS TO the FLORIDA RULES OF CIVIL PROCEDURE

190 So. 3d 999, 41 Fla. L. Weekly Supp. 1, 2016 Fla. LEXIS 68, 2016 WL 164134

Supreme Court of Florida | Filed: Jan 14, 2016 | Docket: 3028217

Published

by another person to enforce the instrument.” § 673.3091(2), Fla. Stat. (2015). Section 702.11, Florida

Nationstar Mortgage, LLC v. Marquez

180 So. 3d 219, 2015 Fla. App. LEXIS 18768, 2015 WL 8932416

District Court of Appeal of Florida | Filed: Dec 16, 2015 | Docket: 3021647

Published

person or a person that cannot be found.... § 673.3091, Fla. Stat. (2013). In this case, Nationstar

Gary S. Snyder and Jane Snyder v. JP Morgan Chase Bank

169 So. 3d 1270, 2015 Fla. App. LEXIS 11413, 2015 WL 4549529

District Court of Appeal of Florida | Filed: Jul 29, 2015 | Docket: 2679171

Published

instrument is lost or destroyed. See § 673.3091, Fla. Stat. (2009). In this case, the note

Wells Fargo Bank, N.A. v. Robinson

168 So. 3d 1279, 2015 Fla. App. LEXIS 11190, 2015 WL 4486524

District Court of Appeal of Florida | Filed: Jul 24, 2015 | Docket: 60248612

Published

the lost note and attached allonges under section 673.3091, Florida Statutes (2012). This required Wells

In Re AMENDMENTS TO the FLORIDA RULES OF CIVIL PROCEDURE

153 So. 3d 258, 39 Fla. L. Weekly Supp. 752, 2014 Fla. LEXIS 3682, 2014 WL 6977929

Supreme Court of Florida | Filed: Dec 11, 2014 | Docket: 2613919

Published

destroyed, or stolen instrument pursuant to section 673.3091, Florida Statutes; and (3) include as exhibits

Lyttle v. BankUnited

115 So. 3d 425, 2013 WL 2256865, 2013 Fla. App. LEXIS 8294

District Court of Appeal of Florida | Filed: May 24, 2013 | Docket: 60232178

Published

court or seek to reestablish the note under section 673.3091, Florida Statutes (2010). If the note does

Boumarate v. HSBC Bank USA, N.A.

109 So. 3d 1239, 2013 WL 1234322, 2013 Fla. App. LEXIS 5140

District Court of Appeal of Florida | Filed: Mar 28, 2013 | Docket: 60229477

Published

re-establish a lost instrument (the note) pursuant to section 673.3091, Florida Statutes. In order to be entitled

Musselman v. Deutsche Bank Trust Co. Americas (In re Balderrama)

473 B.R. 823, 23 Fla. L. Weekly Fed. B 380, 2012 WL 1893634, 2012 Bankr. LEXIS 2350

United States Bankruptcy Court, M.D. Florida | Filed: May 16, 2012 | Docket: 65784010

Published

entitled to enforce the instrument pursuant to § 673.3091 or § 673.4181(4). “Holder” is defined as “[t]he

Feltus v. U.S. Bank National Ass'n

80 So. 3d 375, 2012 Fla. App. LEXIS 1091

District Court of Appeal of Florida | Filed: Jan 27, 2012 | Docket: 60305699

Published

count to reestablish the note pursuant to section 673.3091, Florida Statutes (2009), U.S. Bank alleged

In Re American Equity Corp. of Pinellas

332 B.R. 645, 19 Fla. L. Weekly Fed. B 90, 2005 Bankr. LEXIS 2100, 2005 WL 2952601

United States Bankruptcy Court, M.D. Florida | Filed: Oct 4, 2005 | Docket: 1571279

Published

stolen instrument, it must comply with Florida Statute 673.3091. In interpreting this statute, a Florida

Connelly v. Matthews

899 So. 2d 1141, 2005 Fla. App. LEXIS 3060, 2005 WL 545133

District Court of Appeal of Florida | Filed: Mar 9, 2005 | Docket: 64837820

Published

origi*1143nal of a promissory note is not available. Section 673.3091(l)(c) specifies the requirements for a holder