Florida Statute 624.608 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS

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624.608 “Title insurance” defined.—“Title insurance” is:

(1) Insurance of owners of real property or others having an interest in real property or contractual interest derived therefrom, or liens or encumbrances on real property, against loss by encumbrance, or defective titles, or invalidity, or adverse claim to title; or

¹(2) Insurance of owners and secured parties of the existence, attachment, perfection, and priority of security interests in personal property under the Uniform Commercial Code.

History.—s. 106, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 83, 86, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 1, ch. 2005-153.

¹Note.—Section 23, ch. 2008-220, provides that “[t]he Legislature finds that the Uniform Commercial Code insurance product authorized by section 1 of Chapter 2005-153, Laws of Florida, will open new markets in this state and will result in generation of new revenue for the state. Accordingly, title insurers may petition for a rate deviation as provided by s. 627.783, Florida Statutes, for the uniform commercial code insurance product. In determining whether to approve such petition for a rate deviation for the uniform commercial code insurance product, the office shall be guided by standards for national rates for the product currently being offered in other states.”

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Amendments to 624.608

Annotations, Discussions, Cases:

Cases Citing Statute 624.608

Total Results: 5

Lawyers Title Insurance Corp. v. Jdc (America) Corp.

52 F.3d 1575, 1995 U.S. App. LEXIS 13441, 1995 WL 296047

Court of Appeals for the Eleventh Circuit | Filed: May 31, 1995 | Docket: 1086613

Cited 83 times | Published

invalidity, or adverse claim to title.” Fla.Stat.Ann. § 624.608 (West 1984). Consistent with this purpose, an

Lawyers Title Ins. Co., Inc. v. Novastar Mortg., Inc.

862 So. 2d 793, 2003 WL 22799148

District Court of Appeal of Florida | Filed: Nov 26, 2003 | Docket: 1762577

Cited 10 times | Published

Turney, 824 So.2d 172, 185 (Fla. 1st DCA 2001). Section 624.608, Florida Statutes (1997), defines title insurance

Krause v. Title & Trust Co. of Florida

390 So. 2d 805

District Court of Appeal of Florida | Filed: Dec 3, 1980 | Docket: 1750296

Cited 9 times | Published

Fund, 327 So.2d 852 (Fla. 2d DCA 1976). See also § 624.608, Fla. Stat. (1979). In the present case, the same

Secret Oaks Owner's Ass'n v. DEP

704 So. 2d 702, 1998 WL 499

District Court of Appeal of Florida | Filed: Jan 2, 1998 | Docket: 1354069

Cited 1 times | Published

than what appears in D.E.P.'s rule. [6] Cf. § 624.608, Fla. Stat. (1995). [7] Appellant suggests this

FCOA LLC v. Foremost Title & Escrow Services LLC

Court of Appeals for the Eleventh Circuit | Filed: Jan 12, 2023 | Docket: 66718848

Published

mistakes made in a title search. Fla. Stat. § 624.608 (defining title insurance as “[i]nsurance

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 624 in the context of insurance disputes and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.