Florida/Georgia Personal Injury & Workers Compensation

You're probably overthinking it. Call a lawyer.

Call Now: 904-383-7448
Florida Statute 112.08 - Full Text and Legal Analysis
Florida Statute 112.08 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 112.08 Case Law from Google Scholar Google Search for Amendments to 112.08

The 2025 Florida Statutes

Title X
PUBLIC OFFICERS, EMPLOYEES, AND RECORDS
Chapter 112
PUBLIC OFFICERS AND EMPLOYEES: GENERAL PROVISIONS
View Entire Chapter
112.08 Group insurance for public officers, employees, and certain volunteers; physical examinations.
(1) As used in this section, the term “local governmental unit” means any county, municipality, community college district, school board, or special district or any county officer listed in s. 1(d), Art. VIII of the State Constitution.
(2)(a) Notwithstanding any general law or special act to the contrary, every local governmental unit is authorized to provide and pay out of its available funds for all or part of the premium for life, health, accident, hospitalization, legal expense, or annuity insurance, or all or any kinds of such insurance, for the officers and employees of the local governmental unit and for health, accident, hospitalization, and legal expense insurance for the dependents of such officers and employees upon a group insurance plan and, to that end, to enter into contracts with insurance companies or professional administrators to provide such insurance or with a corporation not for profit whose membership consists entirely of local governmental units authorized to enter into risk management consortiums under this subsection. Before entering any contract for insurance, the local governmental unit shall advertise for competitive bids; and such contract shall be let upon the basis of such bids. If a contracting health insurance provider becomes financially impaired as determined by the Office of Insurance Regulation of the Financial Services Commission or otherwise fails or refuses to provide the contracted-for coverage or coverages, the local government may purchase insurance, enter into risk management programs, or contract with third-party administrators and may make such acquisitions by advertising for competitive bids or by direct negotiations and contract. The local governmental unit may undertake simultaneous negotiations with those companies which have submitted reasonable and timely bids and are found by the local governmental unit to be fully qualified and capable of meeting all servicing requirements. Each local governmental unit may self-insure any plan for health, accident, and hospitalization coverage or enter into a risk management consortium to provide such coverage, subject to approval based on actuarial soundness by the Office of Insurance Regulation; and each shall contract with an insurance company or professional administrator qualified and approved by the office or with a corporation not for profit whose membership consists entirely of local governmental units authorized to enter into a risk management consortium under this subsection to administer such a plan.
(b) In order to obtain approval from the Office of Insurance Regulation of any self-insured plan for health, accident, and hospitalization coverage, each local governmental unit or consortium shall submit its plan along with a certification as to the actuarial soundness of the plan, which certification is prepared by an actuary who is a member of the Society of Actuaries or the American Academy of Actuaries. The Office of Insurance Regulation shall not approve the plan unless it determines that the plan is designed to provide sufficient revenues to pay current and future liabilities, as determined according to generally accepted actuarial principles. After implementation of an approved plan, each local governmental unit or consortium shall annually submit to the Office of Insurance Regulation a report which includes a statement prepared by an actuary who is a member of the Society of Actuaries or the American Academy of Actuaries as to the actuarial soundness of the plan. The report is due 90 days after the close of the fiscal year of the plan. The report shall consist of, but is not limited to:
1. The adequacy of contribution rates in meeting the level of benefits provided and the changes, if any, needed in the contribution rates to achieve or preserve a level of funding deemed adequate to enable payment of the benefit amounts provided under the plan and a valuation of present assets, based on statement value, and prospective assets and liabilities of the plan and the extent of any unfunded accrued liabilities.
2. A plan to amortize any unfunded liabilities and a description of actions taken to reduce unfunded liabilities.
3. A description and explanation of actuarial assumptions.
4. A schedule illustrating the amortization of any unfunded liabilities.
5. A comparative review illustrating the level of funds available to the plan from rates, investment income, and other sources realized over the period covered by the report with the assumptions used.
6. A statement by the actuary that the report is complete and accurate and that in the actuary’s opinion the techniques and assumptions used are reasonable and meet the requirements and intent of this subsection.
7. Other factors or statements as required by the office in order to determine the actuarial soundness of the plan.

All assumptions used in the report shall be based on recognized actuarial principles acceptable to the Office of Insurance Regulation. The office shall review the report and shall notify the administrator of the plan and each entity participating in the plan, as identified by the administrator, of any actuarial deficiencies. Each local governmental unit is responsible for payment of valid claims of its employees that are not paid within 60 days after receipt by the plan administrator or consortium.

(c) Every local governmental unit is authorized to expend funds for preemployment physical examinations and postemployment physical examinations.
(3) Each local governmental unit is authorized to commingle in a common fund, plan, or program all payments for life, health, accident, hospitalization, or annuity insurance or all or any kinds of such insurance whether paid by the local governmental unit, officer or employee, or otherwise. The local governmental unit may determine the portion of the cost, if any, of such fund, plan, or program to be paid by officers or employees of the local governmental unit and fix the amounts to be paid by each such officer or employee as will best serve the public interest.
(4)(a) A local governmental unit may, at its discretion, provide group insurance consistent with the provisions of this section for volunteer or auxiliary firefighters, volunteer or auxiliary law enforcement agents, or volunteer or auxiliary ambulance or emergency service personnel within its jurisdiction. No insurance provided to volunteer personnel shall be used in the computation of workers’ compensation benefits or in the determination of employee status for the purposes of collective bargaining.
(b) Benefits provided under group insurance policies pursuant to paragraph (a) shall not exceed benefits provided to employees under subsection (2) and ss. 112.19 and 112.191.
(5) The Department of Management Services shall initiate and supervise a group insurance program providing death and disability benefits for active members of the Florida Highway Patrol Auxiliary, with coverage beginning July 1, 1978, and purchased from state funds appropriated for that purpose. The Department of Management Services, in cooperation with the Office of Insurance Regulation, shall prepare specifications necessary to implement the program, and the Department of Management Services shall receive bids and award the contract in accordance with general law.
(6) The Financial Services Commission is authorized to adopt rules to carry out the provisions of this section as they pertain to its duties.
(7) All medical records and medical claims records in the custody of a unit of county or municipal government relating to county or municipal employees, former county or municipal employees, or eligible dependents of such employees enrolled in a county or municipal group insurance plan or self-insurance plan shall be kept confidential and are exempt from the provisions of s. 119.07(1). Such records shall not be furnished to any person other than the employee or the employee’s legal representative, except upon written authorization of the employee, but may be furnished in any civil or criminal action, unless otherwise prohibited by law, upon the issuance of a subpoena from a court of competent jurisdiction and proper notice to the employee or the employee’s legal representative by the party seeking such records.
(8) Patient medical records and medical claims records of water management district employees, former employees, and eligible dependents in the custody or control of the water management district under its group insurance plan established pursuant to s. 373.605 are confidential and exempt from s. 119.07(1). Such records shall not be furnished to any person other than the employee or the employee’s legal representative, except upon written authorization of the employee, but may be furnished in any civil or criminal action, unless otherwise prohibited by law, upon the issuance of a subpoena from a court of competent jurisdiction and proper notice to the employee or the employee’s legal representative by the party seeking such records.
History.s. 1, ch. 20852, 1941; s. 1, ch. 69-300; s. 1, ch. 72-338; s. 1, ch. 76-208; s. 1, ch. 77-89; s. 50, ch. 79-40; s. 1, ch. 79-337; s. 67, ch. 79-400; s. 3, ch. 83-292; ss. 1, 2, ch. 84-307; s. 4, ch. 86-180; s. 26, ch. 90-360; s. 41, ch. 92-279; s. 55, ch. 92-326; s. 687, ch. 95-147; s. 33, ch. 96-406; s. 1, ch. 2001-123; s. 124, ch. 2003-261; s. 6, ch. 2004-305; s. 13, ch. 2005-2; s. 1, ch. 2016-194.

F.S. 112.08 on Google Scholar

F.S. 112.08 on CourtListener

Amendments to 112.08


Annotations, Discussions, Cases:

Cases Citing Statute 112.08

Total Results: 27  |  Sort by: Relevance  |  Newest First

Copy

Lowe v. Broward Cnty., 766 So. 2d 1199 (Fla. 4th DCA 2000).

Cited 25 times | Published | Florida 4th District Court of Appeal | 2000 Fla. App. LEXIS 11893, 2000 WL 1345513

...As we have written above, the scope of the DPA is far more limited. There is no direct conflict between the statute and the Act, nor does the statute expressly preempt it. Lowe next argues that insofar as the DPA extends health insurance benefits to domestic partners, it is "expressly preempted" by section 112.08(2)(a), Florida Statutes (1999), which provides, in pertinent part: Every local governmental unit is authorized to provide and pay out of its available funds for all or part of the premium for life, health, accident, hospitalization, le...
...The failure to include the "not guilty" class of defendants in section 27.56(1) required that the statute be read to exclude them, because a court may not expand such a sharply defined statutory classification by implication. The use of the term "dependents" in section 112.08(2)(a) is far more vague than the language at issue in Farmer. Lowe next argues that domestic partners under the DPA are not "dependents" within the meaning of section 112.08(2)(a)....
...on whether such person is supported, in whole or in part, by the County employee's earnings and relies on such support." BROWARD CO., FLA.CODE § 16½-152(f) (1999). The DPA's definition of "dependent" is consistent with the term's plain meaning in section 112.08, not expressly preempted by it....
...ndents" could not come from the court: "[a]djustments in the legislation to reflect these new social and economic realities must come from the Legislature." Id. at 341-42. Connors is distinguishable from this case because, as we have observed above, section 112.08 does not define "dependent" in a way that limits the County's legislative prerogative and precludes it from extending benefits to domestic partners....
...) OF THE FLORIDA CONSTITUTION BECAUSE: (1) THE ACT IMPROPERLY INTRUDES INTO A MATTER PURELY OF STATEWIDE CONCERN UNDER CITY OF MIAMI BEACH V. FLEETWOOD HOTEL, INC., 261 So.2d 801, 804 (Fla.1972); or (2) THE ACT IS INCONSISTENT WITH SECTIONS 741.212, 112.08(2)(a), 741.211, OR 798.02, FLORIDA STATUTES (1999)? AFFIRMED IN PART; REVERSED IN PART....
Copy

News-Press Pub. Co., Inc. v. Kaune, 511 So. 2d 1023 (Fla. 2d DCA 1987).

Cited 7 times | Published | Florida 2nd District Court of Appeal | 2 I.E.R. Cas. (BNA) 889

...The subject examinations were a specific part of the collective bargaining agreement between the City and the International Association of Firefighters on behalf of the City's firefighters. The firefighters are also enrolled in a municipal group health insurance plan that is subject to section 112.08, Florida Statutes (1985)....
...Appellant raises two other issues on this appeal. Because we have reached the conclusions stated above, we are not required to address those issues. We do so nevertheless because of their potential importance. Both issues relate to the addition of subsection (7) to section 112.08, Florida Statutes (1985), by the enactment of Chapter 86-180, Laws of Florida (1986)....
...r municipal group or self-insured plan that are in the custody of a governmental unit shall be confidential and are exempt from section 119.07(1), Florida Statutes (1985). We will first address the issue raised by appellant of whether application of section 112.08(7) to the facts here would be an unwarranted retroactive application of the newly enacted amendment. Section 4 of chapter 86-180 which added subsections (7) and (8) to section 112.08 became effective July 1, 1986. The documents in question came into existence in June, 1986. Appellant's request for examination was made on July 2, 1986. Our initial response to that issue is that section 112.08(7) does not have to be applied retroactively to apply to appellant's request for examination....
...s remedial in nature and, thereby, to be applied retroactively. City of Orlando v. Desjardins, 493 So.2d 1027 (Fla. 1986). Under the facts of this case, we conclude that the date of request is the critical date and, therefore, even though we believe section 112.08(7) is remedial and thereby retroactive, we do not have to so determine....
...eating the exemption all such documents are exempt from any request for disclosure made thereafter regardless of when they came into existence or first found their way into the public records. Appellant's other issue relative to the applicability of section 112.08(7) to this case is more difficult. The trial judge found, in addition to his other reasons for denying appellant's petition, that section 112.08(7) barred appellant's demand. Section 112.08(7) provides, in pertinent part, that: All medical records and medical claims records in the custody of a unit of county or municipal government relating to county or municipal employees, former county or municipal employees or eligible...
...self-insurance plan shall be kept confidential and are exempt from the provisions of section 119.07(1). On first examination of that subsection, it would seem that we should accept appellant's argument that the legislature intended the exemptions of section 112.08(7) to apply solely to medical records filed in conjunction with an employee's participation in a group insurance plan. However, further examination of the differences in the wording used in sections 112.08(7) and 112.08(8) leads us to believe that the legislature intended the clear import of its words. The legislature could have used clear and explicit language in enacting section 112.08(7) that would have conveyed the intent for which appellant argues. It chose not to do so. *1027 It is significant to us that section 112.08(8), enacted at the same time and in the same legislative act as section 112.08(7), does have such clear and explicit language that differs greatly from that used in section 112.08(7). Section 112.08(8), in its pertinent parts, provides an exemption from section 119.07(1) for " Patient medical records and medical claims records of water management district employees ... in the custody or control of the ... district under its group insurance plan established pursuant to § 373.605... ." (Emphasis supplied.) The emphasized language clearly shows the contrast with the much broader language used in section 112.08(7), which exempts "all medical records ... relating to ... employees enrolled in a group insurance plan... ." We thus conclude that the trial judge was correct in holding section 112.08(7) to be a bar to appellant's demand....
Copy

Palm Beach Cnty. Sheriff's Off. & Ric L. Bradshaw v. Sun-sentinel Co., LLC, 226 So. 3d 969 (Fla. 4th DCA 2017).

Published | Florida 4th District Court of Appeal | 45 Media L. Rep. (BNA) 2237, 2017 WL 3888807, 2017 Fla. App. LEXIS 12924

1023, 1026 (Fla. 2d DCA 1987) (“[W]e believe section 112.08(7) [exempting certain medical records from
Copy

Ago (Fla. Att'y Gen. 2003).

Published | Florida Attorney General Reports

assistant school board attorneys pursuant to section 112.08(2)(a), Florida Statutes? 2. Is the School Board
Copy

Ago (Fla. Att'y Gen. 1975).

Published | Florida Attorney General Reports

program for its employees and their dependents. Section 112.08, F.S., authorizes, empowers, and permits a
Copy

Ago (Fla. Att'y Gen. 1994).

Published | Florida Attorney General Reports

With specific regard to the instant inquiry, section 112.08(7), Florida Statutes, provides: All medical
Copy

Ago (Fla. Att'y Gen. 2011).

Published | Florida Attorney General Reports

opt-in/opt-out period each year. Question One Section 112.08(2)(a), Florida Statutes, authorizes every local
Copy

Ago (Fla. Att'y Gen. 1989).

Published | Florida Attorney General Reports

supported in whole or in part by public funds. 7 Section 112.08, F.S., was rewritten in 1976 by Ch. 76-208
Copy

Ago (Fla. Att'y Gen. 2004).

Published | Florida Attorney General Reports

for its officers and employees pursuant to section 112.08, Florida Statutes,7 nothing in the district's
Copy

Ago (Fla. Att'y Gen. 1991).

Published | Florida Attorney General Reports

funds for such purposes are hereby validated. Section 112.08, F.S. (1990 Supp.), authorizes counties to
Copy

Ago (Fla. Att'y Gen. 1986).

Published | Florida Attorney General Reports

cost of duplication of the record." (e.s.) Section 112.08(7), F.S., as added by s. 4, Ch. 86-180, Laws
Copy

Ago (Fla. Att'y Gen. 1991).

Published | Florida Attorney General Reports

municipal board of the city. AS TO QUESTION 2: Section 112.08(7), F.S. (1990 Supp.), provides, in part, that:
Copy

Ago (Fla. Att'y Gen. 1975).

Published | Florida Attorney General Reports

programs supported in part by public funds. Section 112.08, F.S., as amended (originally adopted in Ch
Copy

Ago (Fla. Att'y Gen. 2004).

Published | Florida Attorney General Reports

Florida Statutes. The opinion relied in part on section 112.08(2)(a), Florida Statutes, which authorizes every
Copy

Ago (Fla. Att'y Gen. 1994).

Published | Florida Attorney General Reports

the city's plan, in light of the language in section 112.08, Florida Statutes, authorizing local governmental
Copy

Ago (Fla. Att'y Gen. 1994).

Published | Florida Attorney General Reports

information. However, the city should be sensitive to section 112.08(7), Florida Statutes, which clearly provides
Copy

Ago (Fla. Att'y Gen. 1996).

Published | Florida Attorney General Reports

medical director to HRS arises in light of section 112.08(7), Florida Statutes, which, in part provides:
Copy

Ago (Fla. Att'y Gen. 1977).

Published | Florida Attorney General Reports

its employees under part II of Ch. 447, F. S. Section 112.08, F. S. (1976 Supp.), has no adverse effect
Copy

Ago (Fla. Att'y Gen. 1977).

Published | Florida Attorney General Reports

payments is not expressly preempted to the state. Section 112.08, F. S. (1976 Supp.), provides in pertinent
Copy

Ago (Fla. Att'y Gen. 1978).

Published | Florida Attorney General Reports

conferred on them by general or special law. Section 112.08, F. S., in pertinent part empowers counties
Copy

Ago (Fla. Att'y Gen. 2002).

Published | Florida Attorney General Reports

authorized under section 110.123, Florida Statutes. Section 112.08(2)(a), Florida Statutes, authorizes every local
Copy

Ago (Fla. Att'y Gen. 1978).

Published | Florida Attorney General Reports

professional administrators and competitive bidding. Section 112.08, F. S. (1976 Supp.), provides: Every local
Copy

Ago (Fla. Att'y Gen. 2008).

Published | Florida Attorney General Reports

in lieu of paying health insurance premiums. Section 112.08(2)(a), Florida Statutes, provides: "Notwithstanding
Copy

Ago (Fla. Att'y Gen. 1998).

Published | Florida Attorney General Reports

recognize the sensitivity of medical records is section 112.08(7), Florida Statutes, providing that employee
Copy

Ago (Fla. Att'y Gen. 2004).

Published | Florida Attorney General Reports

Fire Control and Rescue District authorized by section 112.08(2)(a), Florida Statutes, or by section191.006(17)
Copy

Ago (Fla. Att'y Gen. 1977).

Published | Florida Attorney General Reports

designated group insurance for school board members. Section 112.08, F. S., as amended by Ch. 77-89, Laws of Florida
Copy

Ago (Fla. Att'y Gen. 1991).

Published | Florida Attorney General Reports

made by the governing body of the city. 3. Section 112.08, F.S. (1990 Supp.), authorizes a municipality

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. For legal consultation, call 904-383-7448.